The Bank of Nagasaki, Ltd.【JP:E03667】

Market cap

P/E ratio

	Mar 31, 2013	Mar 31, 2014
Income (loss) before income taxes	111	446
Depreciation	168	145
Impairment loss	38	-
Increase (decrease) in allowance for loan losses	63	-378
Increase (decrease) in provision for retirement benefits	-40	-30
Increase (decrease) in provision for directors' retirement benefits	-6	-12
Increase (decrease) in provision for reimbursement of deposits	-2	4
Increase (decrease) in provision for contingent loss	-21	-
Gain on fund management	-4,552	-4,411
Financing expenses	476	427
Loss (gain) on disposal of non-current assets	-4	-12
Net decrease (increase) in loans and bills discounted	-12,405	-888
Net increase (decrease) in deposit	-35,170	3,430
Net increase (decrease) in negotiable certificates of deposit	20,136	2,124
Net decrease (increase) in deposit (excluding deposit paid to Bank of Japan)	19,915	-77
Proceeds from fund management	4,518	4,353
Payments for finance	-466	-840
Other, net	78	-49
Subtotal	-7,163	4,229
Income taxes paid	-11	-10
Net cash provided by (used in) operating activities	-7,174	4,218
Purchase of securities	-302	-300
Proceeds from sales of securities	302	300
Purchase of property, plant and equipment	-26	-73
Proceeds from sales of property, plant and equipment	226	55
Purchase of intangible assets	-19	-15
Net cash provided by (used in) investing activities	180	-33
Increase in subordinated borrowings	3,500	-
Decrease in subordinated borrowings	-4,000	-
Cash dividends paid	-225	-225
Purchase of treasury shares	-	-
Net cash provided by (used in) financing activities	-725	-225
Net increase (decrease) in cash and cash equivalents	-7,719	3,959