The Aichi Bank, Ltd.【JP:E03651】
Market cap
P/E ratio
| Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | |
| Profit (loss) before income taxes | 7,903 | 8,975 | 8,355 | 7,238 | 5,938 | 6,412 | 4,067 | 5,502 | 15,038 |
| Depreciation | 1,407 | 1,417 | 1,456 | 1,306 | 1,413 | 1,492 | 1,566 | 1,589 | 1,738 |
| Impairment losses | 61 | 97 | 230 | 51 | 176 | 227 | 38 | 50 | 186 |
| Increase (decrease) in allowance for loan losses | -2,245 | -4,001 | -1,797 | -815 | -1,802 | 1,262 | 1,245 | 4,983 | 351 |
| Increase (decrease) in allowance for investment loss | -44 | 1 | -2 | 6 | -9 | - | -5 | -1 | - |
| Increase (decrease) in provision for bonuses | -5 | - | -1 | -3 | - | -35 | -12 | -13 | -4 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | 5 | -2 | - | - | -3 | -3 | 4 | -8 | - |
| Decrease (increase) in retirement benefit asset | - | 56 | -477 | -121 | -359 | -504 | 15 | 414 | -213 |
| Increase (decrease) in retirement benefit liability | 127 | 179 | -75 | -149 | -53 | -125 | - | -35 | -22 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | - | -2 | -5 | 2 | -1 | 20 | 14 | -4 | 8 |
| Increase (decrease) in provision for reimbursement of deposits | -28 | -33 | -43 | 1 | 12 | 222 | -86 | -64 | -32 |
| Increase (decrease) in provision for contingent loss | -60 | -204 | 259 | -524 | -152 | 103 | 39 | 134 | 115 |
| Interest income | -33,681 | -32,599 | -32,538 | -31,015 | -29,368 | -29,078 | -27,779 | -29,200 | -32,288 |
| Interest expenses | 1,813 | 1,633 | 1,630 | 1,282 | 1,006 | 1,160 | 800 | 351 | 356 |
| Loss (gain) related to securities | -1,134 | -2,150 | -764 | -912 | -1,064 | -2,653 | -866 | -3,804 | -4,226 |
| Foreign exchange losses (gains) | -3,625 | -6,945 | 3,890 | -183 | 2,363 | -1,835 | 944 | -950 | -5,176 |
| Loss (gain) on disposal of non-current assets | 78 | 235 | 76 | 35 | 2 | 31 | -221 | 29 | -25 |
| Net decrease (increase) in trading securities | 104 | 33 | 77 | -20 | 20 | - | -1 | 1 | -49 |
| Net decrease (increase) in loans and bills discounted | 24,685 | -18,487 | -24,783 | -53,067 | -70,957 | -400 | -259,332 | -464,940 | -230,762 |
| Net increase (decrease) in deposits | 84,935 | 45,858 | 23,283 | 42,301 | 47,378 | 32,305 | 25,091 | 412,866 | 168,023 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -17,685 | 4,810 | 1,260 | 11,060 | 7,767 | 2,269 | 55,584 | 71,256 | 288,762 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 276 | 8 | 184 | -1,156 | -50 | -878 | 42 | 575 | -146 |
| Net decrease (increase) in call loans | 20,659 | 1,609 | -581 | -734 | 1,192 | 394 | 782 | -2,537 | -6,553 |
| Net increase (decrease) in call money | - | - | - | - | 10,624 | 4,914 | -10,097 | -5,441 | 131,119 |
| Net increase (decrease) in cash collateral received for securities lent | 29,572 | 13,251 | -37,511 | 45,468 | -17,218 | -40,152 | 54,437 | 11,209 | -42,077 |
| Net decrease (increase) in foreign exchanges - assets | 436 | -1,977 | 918 | 1,220 | -580 | 153 | -665 | 614 | 447 |
| Net increase (decrease) in foreign exchanges - liabilities | -178 | 407 | -273 | -187 | 604 | 173 | 85 | 77 | -27 |
| Interest received | 35,375 | 33,937 | 33,632 | 32,122 | 29,959 | 29,759 | 28,870 | 29,919 | 32,690 |
| Interest paid | -2,299 | -2,508 | -1,784 | -1,590 | -858 | -1,689 | -938 | -436 | -368 |
| Other, net | 7,026 | -800 | -3,491 | 117 | -10,957 | -1,044 | -235 | 3,741 | 1,514 |
| Subtotal | 154,333 | 39,234 | -29,426 | 56,152 | -24,732 | 2,914 | -126,355 | 36,341 | 318,713 |
| Income taxes paid | -2,625 | -1,893 | -1,955 | -1,897 | -1,393 | -2,085 | -2,343 | -1,618 | -4,126 |
| Net cash provided by (used in) operating activities | 151,708 | 37,341 | -31,382 | 54,254 | -26,126 | 828 | -128,698 | 34,723 | 314,587 |
| Purchase of securities | -455,174 | -337,844 | -329,188 | -247,778 | -325,945 | -384,541 | -377,294 | -263,673 | -218,477 |
| Proceeds from sale of securities | 158,269 | 173,699 | 195,377 | 98,864 | 172,726 | 306,314 | 340,776 | 193,075 | 89,431 |
| Proceeds from redemption of securities | 195,358 | 131,346 | 133,513 | 156,235 | 179,333 | 104,986 | 116,744 | 128,414 | 74,976 |
| Purchase of property, plant and equipment | -1,995 | -2,650 | -1,913 | -1,544 | -1,096 | -771 | -1,426 | -1,810 | -832 |
| Proceeds from sale of property, plant and equipment | 233 | 131 | 94 | 109 | 116 | 180 | 575 | 74 | 465 |
| Purchase of intangible assets | -32 | -12 | -26 | -482 | -557 | -286 | -242 | -328 | -147 |
| Payments for asset retirement obligations | - | -47 | -36 | - | - | -23 | -9 | - | -41 |
| Net cash provided by (used in) investing activities | -103,340 | -35,378 | -2,178 | 5,403 | 24,577 | 25,857 | 79,123 | 55,752 | -54,626 |
| Repayments of lease liabilities | -30 | -12 | -2 | -3 | -3 | -3 | -16 | -18 | -20 |
| Purchase of treasury shares | -10 | -63 | -15 | -9 | -9 | -5 | -366 | -5 | -3 |
| Proceeds from sale of treasury shares | - | - | 1 | 13 | 7 | 27 | 13 | - | - |
| Dividends paid | -759 | -759 | -921 | -867 | -1,030 | -975 | -1,134 | -1,075 | -1,721 |
| Dividends paid to non-controlling interests | - | -2 | -2 | -2 | -2 | -2 | -2 | -2 | -2 |
| Net cash provided by (used in) financing activities | -802 | -836 | -940 | -868 | -1,037 | -959 | -1,504 | -1,100 | -1,746 |
| Net increase (decrease) in cash and cash equivalents | 47,565 | 1,125 | -34,501 | 58,789 | -2,586 | 25,727 | -51,080 | 89,375 | 258,214 |