THE NISHI-NIPPON CITY BANK,LTD.【JP:E03604】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | |
| Profit (loss) before income taxes | 30,091 | 34,977 | 32,834 | 42,098 | 32,467 | 39,614 | 29,177 | 24,340 |
| Depreciation | 5,405 | 6,156 | 5,732 | 5,795 | 6,398 | 6,446 | 5,233 | 5,160 |
| Impairment loss | 1,612 | 1,315 | 2,769 | 513 | 974 | 1,135 | 98 | 599 |
| Increase (decrease) in allowance for loan losses | -1,219 | -47 | -3,642 | 6,451 | 2,489 | -869 | 443 | -1,861 |
| Increase (decrease) in allowance for investment loss | -405 | -9 | 30 | -16 | - | - | -39 | -7 |
| Decrease (increase) in prepaid pension costs | - | - | - | - | - | -1,721 | -3,819 | -2,328 |
| Increase (decrease) in provision for retirement benefits | -350 | -6,726 | - | - | - | -1,312 | -1,142 | 8 |
| Increase(decrease) in provision for reimbursement of deposits | -251 | -210 | -38 | 1 | 252 | 116 | -386 | -539 |
| Increase (decrease) in provision for contingent loss | -401 | -1 | 93 | -698 | -5 | -79 | -19 | 52 |
| Interest income | -114,504 | -113,003 | -107,048 | -105,317 | -98,096 | -94,611 | -96,786 | -92,754 |
| Interest expenses | 7,976 | 7,517 | 7,230 | 7,079 | 6,321 | 5,323 | 6,175 | 7,452 |
| Loss (gain) related to securities | 1,714 | 67 | -2,517 | -5,973 | -466 | -15,999 | -2,355 | -4,507 |
| Loss (gain) on money held in trust | -8 | 23 | -2 | -2 | -3 | -4 | -10 | -12 |
| Foreign exchange losses (gains) | -247 | -721 | -975 | -844 | -1,299 | -701 | -659 | -740 |
| Loss (gain) on disposal of non-current assets | 368 | 26 | 493 | 499 | 463 | 360 | 257 | -1,479 |
| Net decrease (increase) in trading assets | -272 | 521 | 44 | -300 | 414 | -273 | -23 | -218 |
| Net decrease (increase) in loans and bills discounted | -195,339 | -264,640 | -308,815 | -293,271 | -361,210 | -261,653 | -295,916 | -209,065 |
| Net increase (decrease) in deposits | 70,580 | 119,761 | 377,660 | 268,186 | 241,531 | 274,147 | 228,316 | 390,109 |
| Net increase (decrease) in negotiable certificates of deposit | 85,966 | 10,475 | -128 | 165,147 | 24,628 | 58,519 | -63,991 | -60,296 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 21,537 | 152,971 | 71,808 | 220,485 | 126,217 | 117,729 | 144,996 | 103,339 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | 5,256 | 328 | -5,942 | 4,708 | 622 | -14 | -203 | -418 |
| Net decrease (increase) in call loans | 9,223 | -4,298 | 736 | -1,099 | 435 | 128 | -34,471 | -8,717 |
| Net increase (decrease) in call money | -44,525 | -74,789 | 20,191 | -71,256 | 11,601 | 23,041 | 133,610 | -29,731 |
| Net increase (decrease) in payables under securities lending transactions | -26,056 | -26,384 | 74,449 | -74,277 | -1,178 | 8,916 | 118,087 | -56,610 |
| Net decrease (increase) in foreign exchanges - assets | 2,528 | -1,562 | -2,017 | 433 | 744 | -819 | -36 | -6,011 |
| Net increase (decrease) in foreign exchanges - liabilities | 49 | -36 | -19 | -4 | 15 | 24 | 58 | -53 |
| Net increase (decrease) in borrowed money from trust account | - | - | - | - | - | - | - | 835 |
| Interest received | 119,001 | 118,138 | 110,641 | 108,440 | 101,214 | 95,973 | 98,172 | 94,592 |
| Interest paid | -9,584 | -9,017 | -7,741 | -7,367 | -6,567 | -5,892 | -6,248 | -7,648 |
| Other, net | -28,146 | 20,870 | -42,090 | 12,696 | 905 | -69,028 | -7,745 | 51,392 |
| Subtotal | -53,104 | -29,846 | 232,476 | 280,398 | 71,170 | 178,497 | 250,769 | 194,879 |
| Income taxes paid | -1,842 | -4,700 | -3,801 | -7,675 | -13,759 | -5,363 | -7,085 | -9,074 |
| Net cash provided by (used in) operating activities | -54,946 | -34,546 | 228,675 | 272,722 | 57,410 | 173,134 | 243,683 | 185,804 |
| Purchase of securities | -381,912 | -542,973 | -624,290 | -363,328 | -206,741 | -241,013 | -170,443 | -399,060 |
| Proceeds from sales of securities | 252,365 | 255,740 | 342,013 | 142,132 | 83,215 | 84,691 | 112,961 | 131,546 |
| Proceeds from redemption of securities | 186,369 | 247,749 | 245,934 | 274,211 | 282,300 | 296,929 | 229,525 | 328,957 |
| Increase in money held in trust | -18 | - | -27 | - | -450 | -2,000 | -2,020 | -500 |
| Purchase of property, plant and equipment | -3,125 | -2,134 | -3,670 | -7,478 | -11,702 | -9,815 | -3,163 | -3,267 |
| Proceeds from sales of property, plant and equipment | 551 | 1,146 | 1,004 | 502 | 91 | 967 | 165 | 4,938 |
| Purchase of intangible assets | -5,171 | -920 | -834 | -1,713 | -1,333 | -690 | -1,317 | -773 |
| Net cash provided by (used in) investing activities | 45,039 | -40,323 | -39,932 | 44,327 | 160,875 | 130,068 | 165,708 | 61,841 |
| Redemption of subordinated bonds | - | - | - | - | - | -10,000 | -10,000 | - |
| Dividends paid | -3,975 | -3,975 | -4,773 | -5,132 | -10,702 | -5,016 | -5,663 | -5,545 |
| Net cash provided by (used in) financing activities | -19,865 | 12,309 | -35,546 | -37,378 | -31,197 | -33,016 | -15,663 | -5,545 |
| Effect of exchange rate change on cash and cash equivalents | 36 | 31 | 40 | -27 | -5 | -12 | 10 | 6 |
| Net increase (decrease) in cash and cash equivalents | -29,735 | -62,528 | 153,236 | 279,643 | 187,083 | 270,174 | 393,738 | 242,107 |