THE MICHINOKU BANK,LTD.【JP:E03601】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | |
| Ordinary income | 42,529 | 40,468 | 39,614 | 41,724 | 38,934 | 35,404 | 32,211 | 27,473 | 31,735 | 31,876 |
| Interest income | 30,156 | 29,227 | 29,161 | 28,961 | 26,792 | 27,072 | 23,254 | 20,727 | 25,218 | 25,479 |
| Interest on loans and discounts | 23,332 | 22,144 | 21,585 | 21,384 | 20,596 | 20,220 | 19,756 | 18,992 | 18,487 | 18,109 |
| Interest and dividends on securities | 6,534 | 6,812 | 7,377 | 7,409 | 6,072 | 6,729 | 3,369 | 1,612 | 6,579 | 6,972 |
| Interest on call loans and bills bought | 124 | 36 | 24 | 8 | - | - | - | - | - | - |
| Interest on deposits with banks | 137 | 219 | 168 | 156 | 121 | 122 | 122 | 121 | 148 | 397 |
| Other interest income | 26 | 14 | 5 | 2 | 1 | - | 6 | - | 2 | - |
| Fees and commissions | 5,312 | 5,462 | 5,904 | 6,224 | 5,766 | 5,486 | 5,640 | 5,813 | 5,466 | 5,462 |
| Other ordinary income | 5,576 | 2,955 | 3,354 | 4,502 | 2,704 | 987 | 1,556 | 482 | 67 | 16 |
| Other income | 1,485 | 2,822 | 1,194 | 2,035 | 3,671 | 1,858 | 1,759 | 449 | 983 | 917 |
| Reversal of allowance for loan losses | 190 | 1,662 | - | - | - | - | - | - | - | 490 |
| Recoveries of written off receivables | 104 | 120 | 77 | 68 | 422 | 26 | 21 | 26 | 257 | 6 |
| Other | 867 | 792 | 802 | 540 | 598 | 629 | 369 | 219 | 407 | 178 |
| Ordinary expenses | 39,477 | 35,416 | 32,719 | 35,075 | 33,969 | 31,442 | 30,976 | 30,746 | 29,733 | 29,291 |
| Interest expenses | 2,335 | 2,247 | 1,860 | 1,538 | 927 | 719 | 587 | 398 | 148 | 74 |
| Interest on deposits | 1,932 | 1,813 | 1,439 | 1,349 | 894 | 693 | 566 | 385 | 140 | 68 |
| Interest on negotiable certificates of deposit | 9 | 40 | 45 | 44 | 26 | 14 | 10 | 9 | 5 | 5 |
| Interest on call money and bills sold | - | - | - | - | - | - | - | - | - | - |
| Interest on borrowings and rediscounts | 32 | 30 | 12 | 9 | - | - | - | - | 7 | 8 |
| Other interest expenses | 57 | 57 | 57 | 7 | 6 | 4 | 3 | 2 | 1 | - |
| Fees and commissions payments | 3,251 | 3,078 | 2,920 | 3,075 | 3,221 | 3,280 | 3,392 | 3,605 | 3,421 | 3,592 |
| Other ordinary expenses | 7,692 | 5,734 | 5,137 | 7,530 | 5,888 | 4,186 | 3,072 | 3,069 | 4,422 | 5,768 |
| General and administrative expenses | 24,085 | 23,367 | 22,182 | 21,716 | 22,045 | 22,372 | 21,960 | 20,844 | 19,991 | 18,997 |
| Other expenses | 2,112 | 987 | 619 | 1,214 | 1,887 | 883 | 1,964 | 2,828 | 1,749 | 858 |
| Provision of allowance for loan losses | - | - | 118 | 697 | 923 | 353 | 1,209 | 1,965 | 1,073 | - |
| Other | 850 | 751 | 204 | 511 | 840 | 523 | 480 | 619 | 388 | 658 |
| Ordinary profit (loss) | 3,052 | 5,051 | 6,894 | 6,649 | 4,964 | 3,962 | 1,234 | -3,273 | 2,001 | 2,584 |
| Extraordinary income | 168 | 1,047 | - | 162 | 1,030 | 1 | - | 7 | 32 | 1 |
| Gain on disposal of non-current assets | - | 1 | - | - | 3 | 1 | - | 7 | 32 | 1 |
| Extraordinary losses | 179 | 329 | 97 | 153 | 671 | 336 | 160 | 858 | 298 | 94 |
| Loss on disposal of non-current assets | 135 | 247 | 79 | 60 | 104 | 87 | 139 | 90 | 191 | 63 |
| Impairment losses | 43 | 81 | 18 | 92 | 149 | 248 | 20 | 768 | 106 | 31 |
| Profit (loss) before income taxes | 3,041 | 5,770 | 6,797 | 6,658 | 5,323 | 3,627 | 1,074 | -4,125 | 1,735 | 2,491 |
| Income taxes - current | -16 | -111 | -69 | 375 | 421 | 561 | 193 | -22 | 117 | 4 |
| Income taxes - deferred | -103 | 2,589 | 3,160 | 1,773 | 1,323 | 446 | 246 | 329 | -311 | -18 |
| Income taxes | -120 | 2,478 | 3,091 | 2,148 | 1,744 | 1,008 | 440 | 306 | -193 | -14 |
| Profit (loss) | - | - | 3,706 | 4,510 | 3,578 | 2,619 | 634 | -4,432 | 1,929 | 2,505 |
| Profit (loss) attributable to non-controlling interests | - | - | - | 37 | 50 | 43 | 43 | 25 | 42 | 35 |
| Profit (loss) attributable to owners of parent | - | - | 3,455 | 4,932 | 3,827 | 2,500 | 670 | -4,596 | 1,942 | 2,448 |