THE MICHINOKU BANK,LTD.【JP:E03601】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | |
| Profit (loss) before income taxes | 3,041 | 5,770 | 6,797 | 6,658 | 5,323 | 3,627 | 1,074 | -4,125 | 1,735 | 2,491 |
| Depreciation | 1,554 | 2,155 | 2,284 | 2,295 | 2,235 | 2,118 | 1,941 | 1,885 | 1,834 | 1,392 |
| Impairment losses | 43 | 81 | 18 | 92 | 149 | 248 | 20 | 806 | 106 | 31 |
| Increase (decrease) in allowance for loan losses | -1,039 | -2,813 | -3,213 | -225 | -20 | -290 | 81 | 973 | -768 | -2,184 |
| Increase (decrease) in allowance for investment loss | - | - | - | - | - | - | - | 51 | -28 | 18 |
| Increase (decrease) in provision for bonuses | 17 | 23 | -11 | 34 | 27 | -17 | -54 | -261 | 101 | 31 |
| Decrease (increase) in retirement benefit asset | - | - | -1,887 | -1,761 | 6,108 | -381 | -255 | -94 | 27 | -11 |
| Increase (decrease) in retirement benefit liability | - | 2,829 | -115 | -41 | -164 | -132 | 41 | -4,452 | -100 | -272 |
| Increase (decrease) in provision for share awards for directors (and other officers) | - | - | - | - | - | - | -96 | -11 | -30 | 47 |
| Increase (decrease) in provision for reimbursement of deposits | 249 | 130 | -436 | -49 | -8 | -13 | -77 | -135 | -123 | -103 |
| Increase (decrease) in provision for contingent loss | 59 | -69 | 5 | 6 | -2 | -17 | 23 | -29 | 30 | -20 |
| Increase (decrease) in provision for loss on interest repayment | -2 | -8 | -7 | - | -9 | 6 | -11 | - | -5 | - |
| Interest income | -30,024 | -29,046 | -28,661 | -28,804 | -26,592 | -26,760 | -23,073 | -20,508 | -24,875 | -25,056 |
| Interest expenses | 2,341 | 2,255 | 1,869 | 1,547 | 939 | 732 | 592 | 404 | 154 | 82 |
| Loss (gain) related to securities | 4,085 | 2,986 | 1,617 | 1,636 | 563 | 2,309 | 1,249 | 2,714 | 4,347 | 5,601 |
| Loss (gain) on money held in trust | 878 | -156 | 194 | 6 | 111 | -145 | 170 | 33 | -285 | -49 |
| Foreign exchange losses (gains) | -29 | -24 | -39 | -16 | -21 | -24 | -18 | -10 | - | - |
| Loss (gain) on disposal of non-current assets | 135 | 246 | 78 | 60 | 101 | 86 | 139 | 87 | 224 | 61 |
| Net decrease (increase) in loans and bills discounted | -44,068 | -14,922 | -33,282 | -64,727 | -79,406 | -41,928 | -8,270 | -142,640 | -41,035 | -3,051 |
| Net increase (decrease) in deposits | -19,983 | 30,456 | 31,917 | 4,465 | 17,043 | 35,501 | 17,720 | 13,401 | 125,398 | 47,116 |
| Net increase (decrease) in negotiable certificates of deposit | 20,434 | 7,768 | -2,135 | -3,420 | 10,854 | 105 | -11,923 | 485 | 1,273 | 5,619 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -6,100 | 10,000 | - | -8,005 | -10,300 | -300 | 175 | 50,395 | 57,335 | 17,224 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -15,031 | 15,036 | -3,007 | 2,993 | -707 | -3,697 | -4,403 | 394 | 1,649 | 1,357 |
| Net decrease (increase) in call loans | 51,650 | 95,960 | 6,463 | 491 | 30 | -100 | -68 | 50 | 194 | 78 |
| Net increase (decrease) in call money | - | - | - | - | - | - | - | - | 575 | -575 |
| Net decrease (increase) in foreign exchanges - assets | -35 | -191 | -227 | 215 | -491 | 291 | 296 | -424 | 1,077 | 535 |
| Net increase (decrease) in foreign exchanges - liabilities | 42 | -50 | 6 | -3 | 455 | -457 | 5 | -1 | -5 | - |
| Net decrease (increase) in lease receivables and investments in leases | - | - | - | -523 | -221 | -287 | -978 | 588 | -429 | -295 |
| Interest received | 28,135 | 25,043 | 24,566 | 25,109 | 22,251 | 22,803 | 21,623 | 20,529 | 20,643 | 20,740 |
| Interest paid | -1,971 | -3,014 | -2,712 | -2,023 | -1,338 | -670 | -744 | -465 | -211 | -177 |
| Other, net | 404 | 1,116 | 128 | -511 | -3,031 | -5,278 | -230 | -1,489 | -988 | -1,028 |
| Subtotal | -4,881 | 147,419 | 210 | -64,160 | -55,393 | -12,494 | -4,717 | -81,781 | 148,038 | 69,749 |
| Income taxes refund | 343 | 550 | 847 | 953 | 757 | 716 | 767 | 351 | 223 | 1,158 |
| Income taxes paid | -298 | -166 | -153 | -421 | -578 | -133 | -378 | -152 | -281 | -195 |
| Net cash provided by (used in) operating activities | -4,837 | 147,803 | 904 | -63,627 | -55,214 | -11,911 | -4,327 | -81,582 | 147,980 | 70,711 |
| Purchase of securities | -1,969,351 | -1,682,192 | -1,317,857 | -1,222,740 | -994,419 | -643,440 | -407,760 | -135,014 | -283,844 | -316,773 |
| Proceeds from sale of securities | 1,904,098 | 1,521,813 | 1,029,060 | 1,294,391 | 982,386 | 696,367 | 526,420 | 190,212 | 235,809 | 280,686 |
| Proceeds from redemption of securities | 18,000 | 213,493 | 19,215 | 98,601 | 23,473 | 8,216 | 5,680 | 6,184 | 27,427 | 7,394 |
| Increase in money held in trust | - | -3,153 | -9 | -257 | -121 | -2,105 | -21 | -3,173 | -96 | - |
| Decrease in money held in trust | 22 | 2,000 | 63 | - | 2,067 | 6 | 3,002 | 4 | 37 | 8 |
| Purchase of property, plant and equipment | -2,853 | -2,842 | -825 | -2,225 | -940 | -1,143 | -825 | -577 | -193 | -414 |
| Purchase of intangible assets | -1,727 | -784 | -487 | -784 | -462 | -630 | -831 | -597 | -1,843 | -372 |
| Proceeds from sale of property, plant and equipment | 198 | 103 | 80 | 44 | 24 | 35 | 132 | 31 | 237 | 5 |
| Net cash provided by (used in) investing activities | -51,613 | 48,437 | -270,759 | 165,139 | 12,008 | 57,307 | 125,797 | 57,070 | -22,466 | -29,464 |
| Dividends paid | -854 | -852 | -832 | -1,234 | -812 | -941 | -936 | -577 | -578 | -760 |
| Dividends paid to non-controlling interests | - | - | - | -16 | -10 | -12 | -16 | -19 | -12 | -16 |
| Purchase of treasury shares | -6 | -6 | -6 | -7 | -1,036 | -6 | -4 | -1 | - | - |
| Proceeds from sale of treasury shares | 21 | - | 11 | 48 | 1,221 | 42 | 140 | 66 | 74 | 13 |
| Repayments of lease liabilities | -48 | -63 | -72 | -712 | -748 | -779 | -682 | -641 | -559 | -526 |
| Net cash provided by (used in) financing activities | -887 | 6,049 | -2,900 | -16,922 | 4,245 | -1,698 | -8,499 | -1,175 | -1,075 | -1,290 |
| Effect of exchange rate change on cash and cash equivalents | 29 | 24 | 39 | 16 | 21 | 24 | 18 | 10 | - | - |
| Net increase (decrease) in cash and cash equivalents | -57,309 | 202,314 | -272,715 | 84,606 | -38,939 | 43,721 | 112,988 | -25,677 | 124,438 | 39,956 |