The Higo Bank,Ltd.【JP:E03595】

Market cap

P/E ratio

Summary Financials Dividends History Workforce

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015
Ordinary income	71,864	71,152	71,488
Interest income	54,810	52,665	53,318
Interest on loans and discounts	37,806	36,465	35,599
Interest and dividends on securities	16,701	15,750	17,040
Interest on call loans and bills bought	127	159	83
Interest on deposits with banks	74	83	56
Other interest income	101	206	537
Fees and commissions	11,117	11,226	11,823
Trading income	47	43	32
Other ordinary income	2,619	3,978	1,860
Other income	3,270	3,238	4,452
Recoveries of written off claims	421	239	142
Other	2,349	1,248	1,540
Ordinary expenses	52,617	52,487	51,221
Interest expenses	4,022	4,794	5,655
Interest on deposits	1,457	1,431	1,628
Interest on negotiable certificates of deposit	211	207	218
Interest on call money and bills sold	5	3	4
Interest on payables under securities lending transactions	68	53	42
Interest on borrowings and rediscounts	121	100	35
Other interest expenses	62	81	73
Fees and commissions payments	3,973	4,150	4,287
Trading expenses	6	-	-
Other ordinary expenses	342	1,934	1,066
General and administrative expenses	38,494	38,415	38,382
Other expenses	5,777	3,192	1,829
Provision of allowance for loan losses	1,221	1,279	767
Other	1,313	804	970
Ordinary income (loss)	19,246	18,665	20,267
Extraordinary income	145	3	211
Gain on disposal of non-current assets	145	3	211
Gain on bargain purchase	1,885	-	101
Extraordinary losses	804	143	233
Loss on disposal of non-current assets	183	1	12
Impairment loss	513	141	221
Income (loss) before income taxes	18,587	18,525	20,244
Income taxes - current	6,124	7,752	6,771
Income taxes - deferred	1,086	-664	1,251
Income taxes	7,211	7,087	8,023
Income (loss) before minority interests	14,004	12,145	13,047
Minority interests in income (loss)	294	319	159
Net income (loss)	11,375	11,438	12,221