The Higo Bank,Ltd.【JP:E03595】
| Mar 31,
2013 | Mar 31,
2014 | Mar 31,
2015 |
|---|
| Income (loss) before income taxes | 18,587 | 18,525 | 20,244 |
|---|
| Depreciation | 3,897 | 3,976 | 4,152 |
|---|
| Impairment loss | 513 | 141 | 221 |
|---|
| Gain on bargain purchase | -1,885 | - | -101 |
|---|
| Increase (decrease) in allowance for loan losses | -1,052 | -10 | 455 |
|---|
| Increase (decrease) in provision for directors' bonuses | 10 | - | -7 |
|---|
| Decrease (increase) in net defined benefit asset-OpeCF | - | 544 | 173 |
|---|
| Increase (decrease) in net defined benefit liability | - | 27 | -328 |
|---|
| Increase (decrease) in provision for contingent loss | 25 | -73 | -28 |
|---|
| Increase (decrease) in provision for reimbursement of deposits | 145 | 88 | 51 |
|---|
| Increase (decrease) in provision for loss of head office rebuilding-OpeCF | 107 | -281 | - |
|---|
| Gain on fund management | -54,886 | -52,731 | -53,400 |
|---|
| Financing expenses | 4,151 | 4,902 | 5,749 |
|---|
| Loss (gain) related to securities | - | -3,765 | -3,675 |
|---|
| Loss (gain) on money held in trust | 20 | -1 | -212 |
|---|
| Foreign exchange losses (gains) | 105 | 222 | 323 |
|---|
| Loss (gain) on disposal of non-current assets | 38 | -2 | -199 |
|---|
| Net decrease (increase) in trading assets | 172 | 400 | -540 |
|---|
| Net decrease (increase) in loans and bills discounted | -108,194 | -80,307 | -113,272 |
|---|
| Net increase (decrease) in deposit | 140,846 | 101,706 | 42,045 |
|---|
| Net increase (decrease) in negotiable certificates of deposit | 25,054 | 59,442 | 48,423 |
|---|
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -1,579 | 2,971 | 41,982 |
|---|
| Net decrease (increase) in deposit (excluding deposit paid to Bank of Japan) | 25,354 | 8,627 | 4,568 |
|---|
| Net decrease (increase) in call loans | 99,602 | -6,167 | 14,132 |
|---|
| Net increase (decrease) in payables under securities lending transactions | 8,717 | 4,670 | 41,097 |
|---|
| Net decrease (increase) in foreign exchanges - assets | -2,290 | 280 | 720 |
|---|
| Net increase (decrease) in foreign exchanges - liabilities | 36 | -4 | -2 |
|---|
| Net decrease (increase) in lease receivables and investment assets | 540 | -2,724 | -251 |
|---|
| Proceeds from fund management | 57,032 | 56,558 | 56,301 |
|---|
| Payments for finance | -4,454 | -4,966 | -5,936 |
|---|
| Other, net | -14,611 | -10,103 | -9,095 |
|---|
| Subtotal | 199,124 | 103,184 | 94,978 |
|---|
| Income taxes paid | -11,614 | -4,961 | -8,631 |
|---|
| Net cash provided by (used in) operating activities | 187,510 | 98,223 | 86,347 |
|---|
| Purchase of securities | -560,469 | -644,531 | -330,000 |
|---|
| Proceeds from sales of securities | 250,593 | 516,849 | 237,829 |
|---|
| Proceeds from redemption of securities | 147,887 | 120,840 | 71,203 |
|---|
| Decrease in money held in trust | - | 17 | 202 |
|---|
| Purchase of property, plant and equipment | -6,739 | -3,150 | -9,124 |
|---|
| Proceeds from sales of property, plant and equipment | 1,480 | 43 | 396 |
|---|
| Purchase of intangible assets | -2,249 | -2,401 | -1,918 |
|---|
| Purchase of shares of subsidiaries | - | - | -1,417 |
|---|
| Net cash provided by (used in) investing activities | -172,519 | -12,332 | -32,828 |
|---|
| Cash dividends paid | -2,093 | -2,079 | -2,299 |
|---|
| Cash dividends paid to minority shareholders | - | - | - |
|---|
| Purchase of treasury shares | -567 | -532 | -22 |
|---|
| Proceeds from sales of treasury shares | 41 | - | - |
|---|
| Net cash provided by (used in) financing activities | -2,619 | -2,611 | -2,322 |
|---|
| Effect of exchange rate change on cash and cash equivalents | -3 | -6 | 16 |
|---|
| Net increase (decrease) in cash and cash equivalents | 12,367 | 83,272 | 51,213 |
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