The Iyo Bank, Ltd.【JP:E03589】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | |
| Ordinary income | 104,832 | 110,423 | 107,076 | 101,886 | 99,291 | 102,209 | 107,222 | 106,398 | 104,428 | 114,142 |
| Interest income | 85,738 | 86,703 | 86,595 | 80,230 | 75,040 | 77,262 | 77,994 | 79,406 | 75,712 | 75,457 |
| Interest on loans and discounts | 58,002 | 55,322 | 53,359 | 51,377 | 48,562 | 48,837 | 52,619 | 54,554 | 49,654 | 48,929 |
| Interest and dividends on securities | 25,819 | 30,356 | 32,095 | 27,502 | 24,363 | 26,648 | 23,770 | 23,323 | 25,176 | 24,506 |
| Interest on call loans and bills bought | 162 | 204 | 279 | 496 | 1,002 | 703 | 214 | 19 | - | - |
| Interest income on securities purchased under resale agreements | - | - | - | - | - | - | - | -6 | -160 | - |
| Interest on deposits with banks | 570 | 415 | 475 | 484 | 386 | 396 | 395 | 393 | 655 | 1,693 |
| Other interest income | 1,182 | 405 | 385 | 370 | 725 | 676 | 932 | 1,121 | 386 | 328 |
| Trust fees | 2 | 2 | 1 | 2 | 2 | 3 | 3 | 2 | 2 | 3 |
| Fees and commissions | 10,488 | 10,269 | 10,745 | 11,364 | 11,933 | 12,938 | 13,556 | 13,830 | 12,661 | 12,621 |
| Other ordinary income | 3,891 | 7,090 | 3,501 | 2,161 | 1,736 | 1,777 | 6,746 | 6,871 | 11,321 | 18,776 |
| Other income | 4,713 | 6,357 | 6,231 | 8,126 | 10,577 | 10,229 | 8,922 | 6,287 | 4,729 | 7,282 |
| Recoveries of written off receivables | 1,848 | 1,462 | 1,156 | 1,351 | 861 | 581 | 528 | 745 | 610 | 564 |
| Other | 2,339 | 2,599 | 2,938 | 2,547 | 2,737 | 2,539 | 2,756 | 1,792 | 1,327 | 1,252 |
| Ordinary expenses | 75,190 | 66,890 | 62,513 | 63,710 | 66,231 | 69,286 | 80,873 | 79,816 | 80,651 | 78,907 |
| Interest expenses | 7,579 | 6,237 | 6,151 | 6,175 | 7,687 | 7,493 | 11,554 | 13,206 | 4,358 | 3,001 |
| Interest on deposits | 5,045 | 4,555 | 4,314 | 4,153 | 2,988 | 2,384 | 3,448 | 4,313 | 1,650 | 1,468 |
| Interest on negotiable certificates of deposit | 603 | 488 | 431 | 383 | 127 | 95 | 101 | 105 | 73 | 60 |
| Interest on call money and bills sold | 934 | 249 | 265 | 443 | 878 | 477 | 421 | 400 | -32 | 17 |
| Interest expenses on securities sold under repurchase agreements | - | - | - | - | 162 | 401 | 625 | 716 | 187 | 70 |
| Interest expenses on cash collateral received for securities lent | 43 | 71 | 165 | 407 | 612 | 387 | 1,308 | 1,864 | 12 | 78 |
| Interest on borrowings and rediscounts | 654 | 651 | 669 | 107 | 233 | 747 | 1,380 | 1,279 | 988 | 224 |
| Other interest expenses | 266 | 133 | 150 | 347 | 1,068 | 743 | 228 | 64 | 53 | 59 |
| Fees and commissions payments | 5,429 | 5,589 | 5,722 | 6,100 | 6,283 | 6,298 | 6,495 | 6,718 | 6,462 | 6,325 |
| Other ordinary expenses | 1,197 | 351 | 275 | 14 | 114 | 344 | 3,868 | 1,395 | 5,767 | 15,257 |
| General and administrative expenses | 48,234 | 48,391 | 48,742 | 47,349 | 49,217 | 49,467 | 49,770 | 49,065 | 49,370 | 47,240 |
| Other expenses | 12,750 | 6,319 | 1,621 | 4,069 | 2,927 | 5,681 | 9,184 | 9,429 | 14,693 | 7,082 |
| Provision of allowance for loan losses | 9,038 | 4,521 | - | 2,727 | 1,361 | 4,018 | 6,023 | 7,350 | 12,603 | 4,498 |
| Other | 1,096 | 1,739 | 1,557 | 1,107 | 1,165 | 1,026 | 1,877 | 328 | 534 | 528 |
| Ordinary profit (loss) | 29,642 | 43,533 | 44,562 | 38,176 | 33,060 | 32,923 | 26,349 | 26,581 | 23,776 | 35,234 |
| Extraordinary income | 125 | 477 | 73 | 470 | 80 | 4 | 5 | 39 | 34 | 19 |
| Gain on disposal of non-current assets | 18 | - | 43 | 470 | 80 | 4 | 5 | 39 | 34 | 19 |
| Extraordinary losses | 1,087 | 2,003 | 1,282 | 1,253 | 2,391 | 317 | 533 | 994 | 407 | 482 |
| Loss on disposal of non-current assets | 323 | 112 | 177 | 368 | 135 | 114 | 302 | 135 | 207 | 60 |
| Impairment losses | 764 | 1,890 | 1,104 | 884 | 2,256 | 203 | 231 | 858 | 200 | 421 |
| Provision of reserve for financial instruments transaction liabilities | - | - | - | - | - | - | - | - | - | - |
| Profit (loss) before income taxes | 28,679 | 41,529 | 43,354 | 37,393 | 30,748 | 32,610 | 25,821 | 25,626 | 23,404 | 34,771 |
| Income taxes - current | 10,654 | 14,705 | 11,240 | 10,158 | 8,064 | 10,435 | 7,035 | 6,961 | 8,093 | 9,404 |
| Income taxes - deferred | -176 | 1,309 | 5,615 | 3,142 | 1,269 | -488 | 523 | 162 | -1,368 | 706 |
| Income taxes | 10,477 | 16,015 | 16,856 | 13,301 | 9,334 | 9,947 | 7,558 | 7,123 | 6,725 | 10,110 |
| Profit (loss) | - | - | 26,497 | 24,092 | 21,414 | 22,662 | 18,262 | 18,502 | 16,679 | 24,660 |
| Profit (loss) attributable to non-controlling interests | - | - | 1,241 | 1,495 | 1,183 | 1,131 | 1,227 | 1,370 | 162 | 208 |
| Profit (loss) attributable to owners of parent | - | - | 26,999 | 24,451 | 21,797 | 23,639 | 18,527 | 18,922 | 18,088 | 26,417 |