The Chugoku Bank, Limited【JP:E03584】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | |
| Profit (loss) before income taxes | 27,151 | 43,876 | 35,409 | 40,288 | 28,505 | 27,736 | 21,645 | 14,849 | 18,706 | 23,015 | 27,455 |
| Depreciation | 2,952 | 2,887 | 2,911 | 3,205 | 3,607 | 4,376 | 4,331 | 4,452 | 4,474 | 4,460 | 2,879 |
| Impairment losses | 79 | 143 | 246 | 124 | 420 | 148 | 222 | 608 | 249 | 505 | 55 |
| Share-based payment expenses | 68 | 64 | 72 | 59 | 52 | 46 | 42 | 35 | 37 | 39 | 9 |
| Provision of allowance for doubtful accounts | - | - | - | - | - | - | - | - | 8,736 | 8,179 | 5,617 |
| Increase (decrease) in provision for bonuses | -126 | 95 | 153 | -191 | -144 | -39 | 16 | -8 | -63 | 147 | 4 |
| Increase (decrease) in provision for bonuses for directors (and other officers) | - | 2 | 6 | -5 | 1 | -3 | -2 | 7 | -3 | -2 | -9 |
| Increase (decrease) in retirement benefit liability | - | -521 | -966 | -2,332 | -858 | -520 | -986 | -10,962 | -10,234 | -795 | -293 |
| Increase (decrease) in provision for retirement benefits for directors (and other officers) | - | 7 | -3 | 15 | 17 | -3 | 11 | -1 | -14 | -20 | - |
| Increase (decrease) in provision for reimbursement of deposits | - | -119 | -195 | 120 | 6 | 320 | -388 | -353 | -335 | -247 | 190 |
| Increase (decrease) in provision for point card certificates | -9 | 4 | 7 | 3 | 2 | 14 | 1 | -19 | -6 | 19 | 7 |
| Interest income | -77,953 | -77,790 | -78,358 | -76,714 | -78,457 | -79,711 | -79,654 | -76,431 | -65,448 | -66,411 | -93,139 |
| Interest expenses | 5,763 | 5,607 | 5,833 | 7,176 | 11,048 | 13,790 | 17,229 | 18,467 | 6,904 | 5,256 | 28,119 |
| Loss (gain) related to securities | 471 | -1,016 | -3,440 | -5,105 | -2,359 | -1,965 | -2,621 | 443 | -5,037 | -3,057 | 370 |
| Loss (gain) on money held in trust | -42 | -130 | -142 | 169 | 20 | 33 | 104 | -9 | -109 | -98 | 297 |
| Foreign exchange losses (gains) | -47,796 | -44,234 | -63,332 | 29,915 | 5,309 | 22,631 | -11,973 | 5,980 | -5,163 | -42,644 | -36,402 |
| Loss (gain) on disposal of non-current assets | 117 | -1 | 55 | 90 | 15 | 20 | 25 | 9 | 11 | -167 | - |
| Net decrease (increase) in trading securities | 676 | 624 | 62 | 379 | -403 | 516 | -548 | 1,059 | 167 | -1,685 | 811 |
| Decrease (increase) in other assets | -505 | -1,619 | 259 | 2,291 | -11,492 | -69,110 | -8,266 | -12,382 | -19,468 | 24,194 | -10,093 |
| Net decrease (increase) in lease receivables and investments in leases | 1,361 | -163 | -1,536 | -173 | -253 | 7 | -3,102 | -3,141 | -161 | -1,112 | -578 |
| Increase (decrease) in other liabilities | 7,490 | -10,191 | 5,047 | -8,647 | 7,424 | 36,864 | 962 | 16,590 | 28,207 | -12,947 | 20,174 |
| Net decrease (increase) in loans and bills discounted | -60,978 | -99,075 | -166,556 | -311,372 | -365,697 | -276,918 | -131,967 | -100,510 | -238,621 | -126,053 | -299,057 |
| Net increase (decrease) in deposits | 176,908 | 197,072 | 201,321 | 119,769 | 189,854 | 220,648 | 215,821 | 71,603 | 798,048 | 150,675 | 253,054 |
| Net increase (decrease) in negotiable certificates of deposit | 18,707 | -46,859 | 2,406 | 18,373 | 42,499 | -2,034 | -46,613 | 24,851 | -27,774 | 43,978 | -55,678 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -799 | 43,254 | 48,567 | 23,367 | 4,853 | 5,869 | -31,266 | -6,723 | 128,828 | 387,940 | -351,714 |
| Net decrease (increase) in call loans | -3,443 | 11,349 | -21,247 | 55,795 | -184,058 | 43,727 | 99,021 | -13,577 | -62,557 | -319,550 | 265,848 |
| Net increase (decrease) in payables under repurchase agreements | - | - | - | - | 21,507 | 50,061 | 53,519 | -383 | 4,935 | 61,366 | -97,093 |
| Net increase (decrease) in call money | 84,972 | 63,215 | 49,152 | -89,217 | -100,757 | -91,364 | -39,137 | 11,278 | 41,224 | 39,416 | 69,278 |
| Net increase (decrease) in cash collateral received for securities lent | 108,013 | -76,477 | 235,453 | 125,922 | 316,599 | -85,120 | -370,045 | -160,060 | -44,416 | 415,607 | -164,925 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -29,898 | 15,058 | 9,762 | -21 | -4,972 | -6,794 | 3,267 | 2,286 | 9,715 | -1,816 | -222 |
| Net increase (decrease) in commercial papers | - | - | - | - | 24,206 | 21,950 | 2,560 | -16,106 | 21,617 | 788 | -8,486 |
| Net decrease (increase) in foreign exchanges - assets | 1,135 | -2,265 | 142 | -4,438 | 4,309 | -1,481 | -1,092 | -2,918 | 3,626 | 2,050 | -8,459 |
| Net increase (decrease) in foreign exchanges - liabilities | -141 | 138 | -141 | -51 | 25 | 87 | 1,485 | -1,437 | 17 | 335 | -133 |
| Net increase (decrease) in borrowed money from trust account | 13 | 30 | -23 | 7 | 48 | 1,419 | 1,184 | 549 | 1,548 | 2,077 | 1,560 |
| Interest received | 87,986 | 91,187 | 91,345 | 84,818 | 83,946 | 84,482 | 83,014 | 81,119 | 69,155 | 70,273 | 91,553 |
| Interest paid | -6,795 | -6,357 | -5,952 | -7,171 | -10,327 | -13,600 | -16,216 | -19,601 | -8,461 | -6,276 | -28,099 |
| Subtotal | 300,901 | 100,450 | 349,220 | 5,239 | -12,887 | -92,493 | -233,279 | -162,306 | 660,539 | 659,839 | -384,258 |
| Income taxes paid | -10,980 | -10,581 | -10,906 | -14,860 | -11,153 | -9,008 | -7,519 | -7,053 | -4,088 | -9,952 | -7,441 |
| Income taxes refund | - | - | - | - | - | 293 | - | - | 30 | 2 | - |
| Net cash provided by (used in) operating activities | 289,921 | 89,868 | 338,314 | -9,621 | -24,041 | -101,208 | -240,799 | -169,359 | 656,480 | 649,889 | -391,700 |
| Purchase of securities | -1,183,245 | -1,089,493 | -1,019,060 | -1,309,209 | -1,080,324 | -1,162,615 | -912,223 | -862,548 | -949,024 | -1,053,057 | -1,389,109 |
| Proceeds from sale of securities | 542,491 | 714,716 | 677,622 | 926,553 | 1,094,417 | 973,169 | 879,627 | 570,149 | 410,210 | 878,116 | 1,273,289 |
| Proceeds from redemption of securities | 357,433 | 298,682 | 331,474 | 500,761 | 336,175 | 274,935 | 263,920 | 291,041 | 314,319 | 288,408 | 280,810 |
| Increase in money held in trust | -207 | -676 | -1,003 | -6,151 | -386 | -23,565 | -7,909 | -7,565 | -205 | -407 | -7,323 |
| Decrease in money held in trust | 54 | 557 | 145 | 7,081 | 5,066 | 13,032 | 15,204 | 2,074 | 114 | 205 | 10,025 |
| Purchase of property, plant and equipment | -2,664 | -2,194 | -2,754 | -3,425 | -2,193 | -1,633 | -2,929 | -3,572 | -2,605 | -2,023 | -1,607 |
| Proceeds from sale of property, plant and equipment | 25 | 198 | 19 | 141 | 3 | 58 | 49 | 71 | 18 | 689 | 366 |
| Purchase of intangible assets | -697 | -1,124 | -1,856 | -2,238 | -1,405 | -229 | - | -21 | -820 | -599 | -639 |
| Net cash provided by (used in) investing activities | -286,811 | -79,333 | -15,413 | 113,512 | 351,353 | 73,151 | 235,740 | -10,370 | -227,992 | 111,333 | 165,812 |
| Dividends paid | -2,805 | -2,990 | -3,291 | -3,943 | -3,878 | -3,832 | -3,793 | -4,328 | -4,137 | -4,406 | -14,651 |
| Purchase of treasury shares | -1,320 | -4,004 | -5,711 | -4,312 | -4,200 | -2,601 | -2,000 | -412 | - | -2,000 | -940 |
| Repayments of lease liabilities | -236 | -783 | -234 | -225 | -225 | -221 | -220 | -228 | -220 | -253 | -252 |
| Proceeds from exercise of employee share options | - | - | - | - | - | - | - | - | - | - | - |
| Proceeds from sale of treasury shares | 1 | - | - | - | - | - | - | - | - | - | - |
| Purchase of shares of subsidiaries not resulting in change in scope of consolidation | - | - | - | -946 | -5,280 | - | - | - | - | - | -5,053 |
| Other payments | - | - | - | - | - | - | - | - | - | - | -242 |
| Net cash provided by (used in) financing activities | -4,365 | -7,782 | -9,242 | -9,429 | -13,585 | -6,654 | -6,014 | -4,969 | 5,642 | -6,659 | -21,140 |
| Effect of exchange rate change on cash and cash equivalents | 41 | 32 | 45 | -17 | -3 | -6 | 5 | -9 | 10 | 13 | - |
| Net increase (decrease) in cash and cash equivalents | -1,213 | 2,784 | 313,704 | 94,443 | 313,722 | -34,717 | -11,068 | -184,709 | 434,140 | 754,576 | -247,028 |
| Decrease in cash and cash equivalents resulting from exclusion of subsidiaries from consolidation | - | - | - | - | - | - | - | - | - | - | - |