The Bank of Kyoto,Ltd.【JP:E03576】
Market cap
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | |
| Profit (loss) before income taxes | 24,431 | 25,864 | 33,220 | 31,310 | 25,027 | 25,730 | 42,210 | 26,420 | 19,925 | 25,348 | 35,143 |
| Depreciation | 4,572 | 5,220 | 5,634 | 5,093 | 4,701 | 4,510 | 4,204 | 3,695 | 3,393 | 3,267 | 3,216 |
| Impairment losses | 36 | 88 | - | - | - | 717 | - | 131 | - | 266 | 76 |
| Share of loss (profit) of entities accounted for using equity method | - | - | - | - | 12 | 14 | 5 | -15 | -22 | -17 | -1 |
| Increase (decrease) in allowance for loan losses | -477 | -4,799 | -8,657 | -3,174 | -3,187 | -1,904 | 995 | -561 | 6,253 | 7,536 | 1,123 |
| Increase (decrease) in retirement benefit liability | - | 24,771 | 521 | 876 | 2,164 | -3,840 | 29 | -255 | 131 | -677 | -679 |
| Increase (decrease) in provision reimbursement of deposits | - | 9 | 1 | 41 | -56 | 42 | 417 | -189 | -152 | -110 | -83 |
| Increase (decrease) in provision for contingent loss | 48 | -326 | 410 | 29 | -47 | -196 | -44 | 77 | -29 | -219 | -121 |
| Interest income | -79,224 | -76,722 | -77,871 | -76,183 | -70,725 | -76,161 | -77,039 | -77,833 | -76,867 | -81,873 | -86,016 |
| Interest expenses | 7,716 | 6,417 | 5,521 | 5,698 | 5,083 | 5,568 | 9,368 | 8,757 | 4,347 | 2,824 | 7,400 |
| Loss (gain) related to securities | -4,385 | -2,297 | -6,845 | -5,955 | -9,775 | -1,435 | -25,239 | -4,949 | -2,165 | -14,744 | 2,068 |
| Loss (gain) on money held in trust | -30 | - | - | - | - | - | -77 | -69 | -25 | 4 | -218 |
| Foreign exchange losses (gains) | -17,480 | -15,652 | -14,266 | 4,888 | -1,552 | 3,359 | -3,218 | 4,447 | -5,970 | -9,823 | -6,414 |
| Loss (gain) on disposal of non-current assets | 170 | 381 | 312 | 129 | 114 | 175 | 243 | 414 | 722 | 468 | 324 |
| Net decrease (increase) in trading securities | 3,763 | 1,352 | 15 | -350 | 449 | -69 | -20 | -51 | 21 | -77 | 30 |
| Net decrease (increase) in loans and bills discounted | -60,442 | -96,300 | -130,824 | -250,950 | -380,334 | -287,537 | -213,107 | -338,965 | -241,111 | -80,652 | -157,961 |
| Net increase (decrease) in deposits | 221,055 | 206,654 | -17,515 | 124,016 | 248,058 | 236,692 | 207,455 | 30,599 | 872,568 | 321,188 | 57,155 |
| Net increase (decrease) in negotiable certificates of deposit | -40,710 | -71,884 | 233,599 | -117,405 | 128,600 | -4,953 | 23,905 | -62,293 | -183,402 | -52,780 | 60,645 |
| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | -2,874 | -3,391 | -12,614 | -15,756 | 85,548 | 1,540 | -36,198 | 14,772 | 1,035,920 | 103,410 | -957,956 |
| Net decrease (increase) in due from banks (excluding due from Bank of Japan) | -473 | -465 | -719 | 59 | -2,601 | -4,780 | -22,673 | -6,085 | -5,781 | 2,142 | 8,467 |
| Net decrease (increase) in call loans | -46,528 | 3,268 | 93,361 | 421 | -17,465 | 3,363 | -49,927 | 4,761 | -102,521 | 47,803 | -271,295 |
| Net increase (decrease) in call money | 5,873 | 30,991 | -31,805 | 15,403 | -15,638 | 6,365 | -16,570 | 437,629 | 11,381 | -353,726 | -105,273 |
| Net increase (decrease) in cash collateral received for securities lent | 8,362 | 14,969 | -13,913 | -15,447 | 139,444 | 139,678 | 138,981 | -12,716 | -311 | 45,272 | -82,083 |
| Net decrease (increase) in foreign exchanges - assets | 952 | -1,027 | -275 | 14 | -4,453 | -12,195 | -21,923 | 32,536 | 3,007 | -3,011 | 2,239 |
| Net increase (decrease) in foreign exchanges - liabilities | 39 | 70 | -128 | 67 | -101 | 97 | 3 | 18 | -70 | -19 | 90 |
| Net decrease (increase) in lease receivables and investments in leases | -380 | -1,190 | -498 | -588 | -128 | -246 | -561 | -1,786 | -8 | 188 | -56 |
| Net increase (decrease) in borrowed money from trust account | - | - | - | - | - | - | 517 | 2,660 | 992 | 363 | -359 |
| Interest received | 87,971 | 86,088 | 85,176 | 81,421 | 74,385 | 78,507 | 79,181 | 80,130 | 77,864 | 83,235 | 86,261 |
| Interest paid | -8,638 | -7,081 | -5,867 | -5,769 | -5,028 | -5,654 | -8,457 | -9,588 | -5,235 | -2,899 | -6,661 |
| Other, net | 6,984 | 15,713 | 3,524 | -4,144 | 2,889 | -53,180 | -5,408 | -2,270 | 27,473 | 3,307 | 4,297 |
| Subtotal | 114,600 | 118,138 | 142,172 | -223,485 | 209,782 | 54,584 | 29,780 | 131,686 | 1,443,445 | 49,087 | -1,404,008 |
| Income taxes paid | -3,537 | -13,360 | -7,820 | -10,406 | -9,054 | -7,586 | -5,063 | -16,306 | -5,917 | -9,292 | -10,121 |
| Net cash provided by (used in) operating activities | 111,063 | 104,777 | 134,352 | -233,892 | 200,727 | 46,997 | 24,716 | 115,379 | 1,437,527 | 39,795 | -1,414,129 |
| Purchase of securities | -1,970,168 | -1,135,046 | -1,299,780 | -925,355 | -1,014,343 | -1,185,208 | -754,449 | -687,310 | -358,514 | -394,388 | -863,499 |
| Proceeds from sale of securities | 1,455,874 | 716,088 | 1,134,919 | 657,026 | 780,726 | 798,208 | 411,494 | 238,835 | 91,545 | 145,871 | 507,100 |
| Proceeds from redemption of securities | 411,610 | 355,556 | 409,629 | 519,353 | 322,248 | 388,246 | 377,320 | 474,652 | 352,969 | 319,663 | 293,686 |
| Purchase of property, plant and equipment | -6,479 | -11,046 | -2,601 | -3,058 | -3,143 | -2,100 | -2,489 | -2,067 | -2,422 | -3,770 | -1,673 |
| Proceeds from sale of property, plant and equipment | 1,524 | 159 | 60 | 559 | 476 | 2 | 907 | - | - | 360 | 702 |
| Purchase of intangible assets | -360 | -2,180 | -600 | -893 | -838 | -1,315 | -1,285 | -892 | -911 | -1,171 | -1,032 |
| Payments for asset retirement obligations | -27 | - | - | - | - | - | - | - | - | - | -130 |
| Other, net | - | - | -71 | -8 | -21 | -44 | -32 | -118 | -490 | 176 | -215 |
| Net cash provided by (used in) investing activities | -110,617 | -75,999 | 241,554 | 246,124 | 38,001 | -2,165 | 49,499 | 40,173 | 82,176 | 66,740 | -65,062 |
| Purchase of treasury shares | - | - | - | - | - | -4,499 | - | - | - | -2,505 | -5,003 |
| Dividends paid | -3,778 | -3,778 | -4,534 | -4,535 | -4,536 | -4,537 | -4,530 | -7,552 | -4,534 | -4,915 | -9,398 |
| Dividends paid to non-controlling interests | - | - | -2 | -4 | -3 | -3 | -3 | -3 | -3 | -3 | -3 |
| Net cash provided by (used in) financing activities | -3,784 | -33,734 | -22,537 | -4,539 | -7,539 | -21,415 | -20,533 | -7,555 | -4,538 | -4,918 | -14,404 |
| Effect of exchange rate change on cash and cash equivalents | 17 | 9 | 20 | -9 | -1 | -5 | 1 | -1 | - | 1 | - |
| Net increase (decrease) in cash and cash equivalents | -3,321 | -4,946 | 353,389 | 7,682 | 231,188 | 23,410 | 53,683 | 147,996 | 1,515,166 | 99,112 | -1,493,596 |