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(E03561)

Market cap
P/E ratio
A regional bank serving individuals and businesses in Niigata Prefecture through 83 branches, offering traditional banking plus investment and insurance products.
SummaryFinancialsDividendsHistoryWorkforce
Period EndTotal liabilities (Million JPY)YoY (%)
Mar 31, 20182,684,038+2.64%
Mar 31, 20172,614,989+1.05%
Mar 31, 20162,587,746+3.36%
Mar 31, 20152,503,548+4.35%
Mar 31, 20142,399,117+5.91%
Mar 31, 20132,265,260

Income Statement

RevenueRevenue growth (%)Cost of revenueGross profitGross margin (%)Research & developmentSelling, general & administrativeOperating margin (%)Operating expenses Operating income Income before tax Pretax margin (%)Provision for income taxesEffective tax rate (%)Net income Net income margin (%)Earnings per shareDiluted EPSDividend payout ratio (%)Dividend per shareEBITDAEBITDA margin (%)

Balance Sheet

Cash and cash equivalents Marketable securities, current Total cash & short-term investmentsAccounts receivable, netInventoriesTotal current assetsProperty, plant and equipment, netMarketable securities, non-current Total non-current assetsTotal assets Accounts payableShort-term debtLong-term debt, current Total current liabilitiesLong-term debt, non-current Total non-current liabilitiesTotal liabilities Common stock and paid-in capital Retained earningsStockholders' equityTotal debtNet debtD/E ratio (%)Working capital

Cash Flow

Depreciation & amortizationStock-based compensationCash from operations Capital expendituresCash from investing Payments for dividends Repurchases of common stockProceeds from issuance of term debt, netRepayments of term debtCash from financing Free cash flowFCF margin (%)
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