The Joyo Bank, Ltd.【JP:E03551】

Market cap

P/E ratio

Summary Financials Dividends History Workforce

	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019
Ordinary income	138,551	133,415	138,712	141,053	138,201	151,341
Interest income	95,316	96,111	96,360	93,101	94,169	98,077
Interest on loans and discounts	69,718	67,922	66,434	63,726	63,245	64,082
Interest and dividends on securities	24,827	27,428	29,187	28,625	30,213	33,074
Interest on call loans and bills bought	40	25	38	33	70	139
Interest on deposits with banks	346	287	323	315	291	419
Other interest income	383	447	376	401	349	361
Trust fees	25	26	25	22	42	31
Fees and commissions	21,251	22,994	22,967	22,154	24,801	25,709
Trading income	412	586	767	449	373	362
Other ordinary income	7,784	5,218	9,570	11,997	3,503	1,954
Other income	13,760	8,478	9,020	13,326	15,310	25,206
Recoveries of written off claims	2,277	2,462	1,809	1,982	1,150	1,540
Other	2,536	2,670	1,739	1,778	2,065	973
Ordinary expenses	102,713	93,010	95,995	105,389	101,261	108,131
Interest expenses	4,715	5,062	6,513	7,903	8,350	8,134
Interest on deposits	2,582	2,392	2,631	2,125	2,497	3,893
Interest on negotiable certificates of deposit	4	6	25	13	16	24
Interest on call money and bills sold	147	214	255	471	561	283
Interest on payables under repurchase agreements	-	-	-	-	246	16
Interest on payables under securities lending transactions	278	271	605	957	1,146	114
Interest on borrowings and rediscounts	265	417	358	616	801	1,449
Interest on bonds	254	254	254	233	132	132
Other interest expenses	71	195	606	1,007	859	274
Fees and commissions payments	8,099	8,533	7,504	7,815	7,917	8,535
Other ordinary expenses	6,215	2,263	4,163	6,757	6,138	8,186
General and administrative expenses	71,909	71,430	69,690	72,544	69,347	66,892
Other expenses	11,774	5,720	8,122	10,368	9,508	16,381
Provision of allowance for loan losses	4,771	1,099	2,796	3,811	3,340	386
Other	1,838	1,011	756	1,490	479	617
Ordinary profit (loss)	35,837	40,404	42,717	35,663	36,939	43,210
Extraordinary income	6	108	83	6	942	77
Gain on disposal of non-current assets	6	108	83	6	942	77
Extraordinary losses	691	1,566	737	822	1,478	2,638
Loss on disposal of non-current assets	522	546	528	263	274	266
Impairment loss	169	1,020	208	559	1,203	2,372
Profit (loss) before income taxes	35,153	38,945	42,062	34,847	36,403	40,648
Income taxes - current	11,090	11,154	12,532	10,477	10,360	11,709
Income taxes - deferred	1,990	3,875	1,755	-84	529	210
Income taxes	13,081	15,030	14,288	10,392	10,890	11,919
Profit (loss)	-	23,915	27,774	24,454	25,513	28,729
Profit (loss) attributable to owners of parent	-	28,680	31,034	27,455	27,428	30,147