The Joyo Bank, Ltd.【JP:E03551】
| Mar 31,
2014 | Mar 31,
2015 | Mar 31,
2016 | Mar 31,
2017 | Mar 31,
2018 | Mar 31,
2019 |
|---|
| Profit (loss) before income taxes | 35,153 | 38,945 | 42,062 | 34,847 | 36,403 | 40,648 |
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| Depreciation | 5,841 | 5,710 | 6,173 | 6,345 | 6,565 | 6,200 |
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| Impairment loss | 597 | 1,020 | 208 | 559 | 1,203 | 2,372 |
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| Amortization of negative goodwill | -158 | -158 | -158 | -158 | -83 | -83 |
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| Increase (decrease) in allowance for loan losses | -4,504 | -5,150 | -1,106 | -1,038 | 1,034 | -1,743 |
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| Increase (decrease) in provision for bonuses for directors (and other officers) | -1 | 13 | -13 | 2 | 15 | 90 |
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| Inorease (decrease) in asset for retirement benefits | - | -1,438 | 1,438 | - | -563 | -1,380 |
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| Increase (decrease) in retirement benefit liability | -606 | -836 | 7,478 | 8,764 | -1,364 | -243 |
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| Increase (decrease) in provision for retirement benefits for directors (and other officers) | 5 | - | -1 | -4 | 4 | 1 |
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| Increase (decrease) in provision for reimbursement of deposits | 144 | 170 | 189 | 231 | 253 | -577 |
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| Increase (decrease) in provision for point card certificates | -2 | 10 | 6 | -5 | -21 | 30 |
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| Increase (decrease) in provision for contingent loss | -13 | -336 | -123 | -7 | -92 | 3 |
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| Increase (decrease) in provision for loss on interest repayment | -3 | 4 | -1 | -1 | -1 | -1 |
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| Gain on fund management | -101,539 | -103,319 | -103,468 | -99,635 | -94,203 | -98,098 |
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| Financing expenses | 4,773 | 5,120 | 6,577 | 7,953 | 8,356 | 8,140 |
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| Loss (gain) related to securities | 95 | 1,658 | -5,953 | -8,757 | -1,293 | -2,317 |
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| Foreign exchange losses (gains) | -23,567 | -35,769 | 20,018 | 3,483 | 9 | -8 |
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| Loss (gain) on disposal of non-current assets | 554 | 102 | 444 | 265 | -653 | 192 |
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| Net decrease (increase) in trading assets | -667 | -1,612 | -918 | 1,858 | -4,466 | -2,290 |
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| Net increase (decrease) in trading liabilities | -18 | 19 | 734 | -383 | -6 | 560 |
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| Net decrease (increase) in loans and bills discounted | -255,073 | -254,630 | -251,576 | -45,815 | -96,467 | -531,625 |
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| Net increase (decrease) in deposit | 135,439 | 235,695 | 372,864 | 137,050 | 269,400 | 220,952 |
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| Net increase (decrease) in negotiable certificates of deposit | -5,429 | 15 | 12,644 | 12,712 | 7,797 | 15,874 |
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| Net increase (decrease) in borrowed money (excluding subordinated borrowings) | 103,003 | 132,539 | -171,269 | 271,427 | 142,188 | 206,958 |
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| Net decrease (increase) in deposit (excluding cash equivalent) | -5,597 | 11,383 | -43,084 | 23,825 | 8,040 | -18,152 |
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| Net decrease (increase) in call loans | 7,324 | -5,024 | 14,889 | 450 | -9,706 | 4,416 |
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| Net increase (decrease) in call money | 33,373 | -27,515 | 1,235 | 15,777 | 30,317 | 30,369 |
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| Net increase (decrease) in payables under securities lending transactions | 14,712 | 37,399 | -13,147 | 5,169 | -73,881 | 22,750 |
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| Net decrease (increase) in foreign exchanges - assets | -407 | -1,045 | -944 | 1,415 | -515 | -78 |
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| Net increase (decrease) in foreign exchanges - liabilities | 88 | 198 | 334 | -384 | -49 | -100 |
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| Net increase (decrease) in borrowed money from trust account | -7 | -5 | - | - | -1 | 554 |
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| Proceeds from fund management | 102,620 | 102,982 | 103,618 | 99,461 | 94,416 | 97,384 |
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| Payments for finance | -5,724 | -5,367 | -6,756 | -7,860 | -8,318 | -7,685 |
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| Other, net | -7,559 | 680 | -23,741 | -20,586 | -6,559 | -3,770 |
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| Subtotal | 32,686 | 134,608 | -30,307 | 447,726 | 310,628 | -8,531 |
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| Income taxes paid | -12,453 | -13,624 | -11,713 | -17,123 | -10,775 | -11,682 |
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| Net cash provided by (used in) operating activities | 20,232 | 120,983 | -42,020 | 430,602 | 299,853 | -20,214 |
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| Purchase of securities | -794,302 | -863,354 | -881,587 | -1,197,236 | -969,492 | -1,091,110 |
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| Proceeds from sales of securities | 417,373 | 736,166 | 606,454 | 967,791 | 641,048 | 549,224 |
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| Proceeds from redemption of securities | 282,427 | 287,759 | 233,760 | 190,545 | 263,924 | 318,158 |
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| Purchase of property, plant and equipment | -7,099 | -4,665 | -3,482 | -3,598 | -2,145 | -1,271 |
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| Proceeds from sales of property, plant and equipment | 154 | 1,941 | 494 | 167 | 1,984 | 131 |
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| Purchase of intangible assets | -3,751 | -2,259 | -1,990 | -2,839 | -2,266 | -2,090 |
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| Net cash provided by (used in) investing activities | -105,198 | 155,249 | -46,350 | -45,169 | -66,946 | -226,956 |
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| Repayments of lease obligations | - | - | - | - | -1,212 | -995 |
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| Cash dividends paid | -6,735 | -6,622 | -8,312 | -9,397 | -9,300 | -11,800 |
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| Net cash provided by (used in) financing activities | -14,386 | 6,810 | -8,334 | -50,179 | -10,512 | -12,795 |
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| Effect of exchange rate change on cash and cash equivalents | 20 | 27 | -13 | -3 | -8 | 7 |
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| Net increase (decrease) in cash and cash equivalents | -99,332 | 283,070 | -96,719 | 335,250 | 222,385 | -259,958 |
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| Decrease in cash and cash equivalents resulting from exclusion of subsidiaries from consolidation | - | - | - | - | -219 | - |
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