The Joyo Bank, Ltd.【JP:E03551】

Market cap

P/E ratio

Summary Financials Dividends History Workforce

	Mar 31, 2013	Mar 31, 2014	Mar 31, 2015	Mar 31, 2016	Mar 31, 2017	Mar 31, 2018	Mar 31, 2019
Cash and due from banks	-	224,629	496,325	442,654	754,116	968,263	726,456
Call loans and bills bought	-	7,181	14,356	2,000	3,365	13,786	9,546
Monetary claims bought	-	14,660	12,509	9,977	8,161	7,447	7,271
Trading assets	-	3,387	4,492	5,918	4,060	8,526	10,817
Securities	-	2,752,517	2,735,418	2,739,570	2,793,575	2,802,591	3,025,904
Loans and bills discounted	-	5,399,342	5,656,407	5,912,707	5,967,030	6,063,500	6,594,731
Foreign exchanges	-	2,251	3,296	4,241	2,826	3,341	3,420
Other assets	-	27,212	30,378	36,515	48,076	77,320	80,821
Property, plant and equipment	-	88,578	87,397	86,520	85,854	81,764	77,171
Buildings, net	-	30,646	31,272	31,019	30,617	29,817	27,986
Land	-	50,316	48,338	47,818	47,571	45,490	43,740
Leased assets, net	-	2,994	2,843	2,812	2,837	1,977	1,320
Construction in progress	-	1,193	116	324	613	323	411
Other, net	-	3,427	4,825	4,546	4,214	4,155	3,713
Intangible assets	-	10,833	10,058	9,456	9,531	9,153	8,531
Software	-	5,953	6,717	5,918	6,142	5,640	5,183
Leased assets	-	-	-	-	409	324	301
Other	-	4,548	3,049	3,349	2,979	3,188	3,046
Retirement benefit asset	-	-	1,438	-	-	656	-
Deferred tax assets	-	2,245	1,966	1,986	1,022	781	841
Customers' liabilities for acceptances and guarantees	-	14,522	14,961	14,728	47,620	46,564	44,283
Allowance for loan losses	-	-41,362	-36,690	-35,715	-34,416	-35,002	-32,610
Allowance for investment loss	-	-35	-9	-9	-9	-9	-9
Assets	-	8,508,476	9,035,987	9,236,391	9,697,024	10,053,746	10,562,699
Deposits	-	7,490,926	7,728,736	8,103,353	8,240,398	8,509,025	8,729,187
Negotiable certificates of deposit	-	13,430	15,945	39,539	56,252	67,249	85,123
Call money and bills sold	-	71,839	44,324	45,560	61,337	65,340	59,542
Payables under repurchase agreements	-	-	-	-	-	26,314	62,482
Payables under securities lending transactions	-	105,996	143,395	130,247	135,417	61,535	84,286
Trading liabilities	-	141	160	895	511	504	1,065
Borrowed money	-	211,396	336,922	164,751	436,978	579,167	786,125
Foreign exchanges	-	353	551	886	501	451	351
Bonds payable	-	15,000	15,000	15,000	5,000	5,000	5,000
Borrowed money from trust account	-	19	13	13	13	11	566
Other liabilities	-	39,433	41,220	50,212	63,079	38,513	40,275
Provision for bonuses for directors (and other officers)	-	48	59	46	48	65	154
Retirement benefit liability	-	8,834	7,997	15,475	8,896	5,941	7,348
Provision for retirement benefits for directors (and other officers)	-	39	39	38	33	23	24
Provision for reimbursement of deposits	-	1,993	2,164	2,354	2,585	2,838	2,261
Provision for point card certificates	-	99	104	112	106	85	114
Provision for loss on interest repayment	-	2	7	6	4	2	1
Provision for contingent loss	-	1,505	1,169	1,045	1,038	946	949
Deferred tax liabilities	-	18,893	51,169	36,706	35,662	33,260	32,131
Deferred tax liabilities for land revaluation	-	10,908	9,420	8,846	8,774	8,546	8,143
Negative goodwill	-	1,975	1,817	1,659	1,501	720	636
Acceptances and guarantees	-	14,522	14,961	14,728	47,620	46,564	44,283
Liabilities	-	8,000,835	8,448,913	8,655,459	9,103,740	9,454,062	9,950,348
Capital stock	-	85,113	85,113	85,113	85,113	85,113	85,113
Capital surplus	-	58,574	58,574	58,574	58,574	58,574	58,574
Retained earnings	-	290,841	296,107	315,717	308,341	319,555	337,172
Shareholders' equity	-	412,829	417,780	437,441	452,028	463,242	480,859
Valuation difference on available-for-sale securities	-	86,365	159,727	134,985	130,542	123,847	119,723
Deferred gains or losses on hedges	-	-2,072	-1,725	-3,073	-574	-31	-171
Revaluation reserve for land	-	10,404	11,144	11,445	11,287	12,625	11,940
Remeasurements of defined benefit plans	-	-5,656	-3,756	-10,667	-4,918	-1,775	-3,388
Valuation and translation adjustments	-	94,697	169,146	143,357	141,254	136,441	131,491
Net assets	495,004	507,640	587,074	580,932	593,283	599,683	612,351
Liabilities and net assets	-	8,508,476	9,035,987	9,236,391	9,697,024	10,053,746	10,562,699