THE SHONAI BANK,LTD.【JP:E03548】
| Mar 31,
2013 | Mar 31,
2014 | Mar 31,
2015 |
|---|
| Ordinary income | 22,388 | 23,884 | 24,693 |
|---|
| Interest income | 17,537 | 17,995 | 18,655 |
|---|
| Interest on loans and discounts | 14,336 | 13,964 | 13,554 |
|---|
| Interest and dividends on securities | 3,178 | 4,007 | 5,076 |
|---|
| Interest on call loans | - | 3 | 3 |
|---|
| Interest on deposits with banks | 3 | 4 | 4 |
|---|
| Other interest income | 15 | 15 | 16 |
|---|
| Fees and commissions | 3,917 | 4,230 | 4,382 |
|---|
| Fees and commissions on domestic and foreign exchanges | - | 851 | 833 |
|---|
| Other fees and commissions | 3,061 | 3,378 | 3,548 |
|---|
| Other ordinary income | 287 | 258 | 91 |
|---|
| Gains on foreign exchange transactions | - | 23 | - |
|---|
| Gain on trading account securities transactions | - | - | - |
|---|
| Gains on sales of bonds | - | 235 | 48 |
|---|
| Gains on redemption of bonds | - | - | 41 |
|---|
| Income from derivatives other than for trading or hedging | - | - | - |
|---|
| Other | - | - | - |
|---|
| Other income | 646 | 1,400 | 1,565 |
|---|
| Recoveries of written off claims | 8 | - | 11 |
|---|
| Gain on sales of stocks and other securities | - | 1,149 | 1,087 |
|---|
| Gain on money held in trust | - | 15 | 143 |
|---|
| Other | 203 | 234 | 322 |
|---|
| Ordinary expenses | 18,661 | 19,510 | 19,681 |
|---|
| Interest expenses | 2,067 | 2,059 | 2,183 |
|---|
| Interest on deposits | 1,552 | 1,552 | 1,595 |
|---|
| Interest on negotiable certificates of deposit | 126 | 126 | 136 |
|---|
| Interest on call money | - | 5 | 6 |
|---|
| Interest on payables under securities lending transactions | 10 | 14 | 47 |
|---|
| Interest on borrowings and rediscounts | 119 | 67 | 108 |
|---|
| Interest on bonds | 232 | 277 | 277 |
|---|
| Interest on interest swaps | - | 7 | 7 |
|---|
| Other interest expenses | 8 | 6 | 5 |
|---|
| Fees and commissions payments | 1,907 | 2,014 | 2,043 |
|---|
| Fees and commissions on domestic and foreign exchanges | - | 172 | 169 |
|---|
| Other fees and commissions | - | 1,841 | 1,874 |
|---|
| Other ordinary expenses | 23 | 196 | 31 |
|---|
| Loss on foreign exchange transactions | - | - | 20 |
|---|
| Loss on sales of bonds | - | 156 | 10 |
|---|
| Expenses on derivatives other than for trading or hedging | - | 39 | - |
|---|
| General and administrative expenses | 13,426 | 13,809 | 14,052 |
|---|
| Other expenses | 1,236 | 1,431 | 1,370 |
|---|
| Provision of allowance for loan losses | - | 1,118 | 1,134 |
|---|
| Written-off of loans | - | - | - |
|---|
| Losses on sales of stocks and other securities | - | 53 | 4 |
|---|
| Losses on devaluation of stocks and other securities | - | - | 16 |
|---|
| Other | 331 | 259 | 215 |
|---|
| Ordinary income (loss) | 3,727 | 4,374 | 5,012 |
|---|
| Extraordinary income | - | 6 | 20 |
|---|
| Gain on extinguishment of tie-in shares | - | - | 20 |
|---|
| Gain on disposal of non-current assets | - | 6 | - |
|---|
| Extraordinary losses | 6 | 31 | 111 |
|---|
| Loss on disposal of non-current assets | 6 | 16 | 22 |
|---|
| Impairment loss | - | 15 | 89 |
|---|
| Income (loss) before income taxes | 3,720 | 4,349 | 4,921 |
|---|
| Income taxes - current | 194 | 417 | 1,689 |
|---|
| Income taxes - deferred | 1,695 | 1,321 | 217 |
|---|
| Income taxes | 1,889 | 1,738 | 1,907 |
|---|
| Net income (loss) | 1,830 | 2,610 | 3,013 |
|---|