The Bank of Nagoya, Ltd. (8522) Stock Price

The Nagoya Bank Group consists of Nagoya Bank and six consolidated subsidiaries, providing diverse financial services centered primarily on banking operations. Specifically, the group operates across four business segments: banking, leasing, card services, and other services.

In banking operations, Nagoya Bank's head office and branches offer deposits, loans, domestic and foreign exchange services, securities investment, commodity securities trading, and bond trust and registration services. Through these offerings, the group pursues operational efficiency and resource optimization to meet diverse customer needs.

Leasing operations are handled by the domestic subsidiary Nagoya Lease Co., Ltd., which provides comprehensive finance leasing services. This addresses the capital procurement needs of both corporations and individuals.

Card services are managed by two domestic subsidiaries: Nagoya Card Co., Ltd. and Nagoya M.C. Card Co., Ltd. Nagoya Card operates credit card and credit guarantee businesses, while Nagoya M.C. Card operates credit card services.

Other operations include Nagoya Business Services Co., Ltd., which handles cash processing and verification services, and Nagoya Capital Partners Co., Ltd., which manages the formation and administration of investment partnerships. Additionally, Nice Co., Ltd. operates medical systems and ICT support businesses. Through these diverse services, the Nagoya Bank Group contributes to the local community.

Nagoya Bank positions itself as a "future creator" and aims to co-create the future with corporate and individual customers. Based on this philosophy, the bank's management policy is to contribute to regional prosperity and enhance corporate value. Following the 22nd Medium-Term Management Plan and the 2030 Vision, the bank seeks to fulfill its responsibilities as a regional financial institution and establish trust among stakeholders.

Nagoya Bank has formulated the 22nd Medium-Term Management Plan (2023-2030) titled "Demonstrating the True Value of Future Creation" and is advancing priority initiatives toward realizing the 2030 Vision. Specifically, the bank focuses on three priority areas: sustainability, human capital strategy, and digital transformation (DX). Through these initiatives, the bank aims to drive growth as a regional financial group, with particular emphasis on strengthening sales capabilities through digital technology and expanding customer touchpoints.

Nagoya Bank has set financial targets through fiscal year 2027: net income of 20 billion yen, ROE exceeding 6%, and combined deposits and loans of 10 trillion yen. Non-financial targets include a female placement rate of 100%, ESG investment and financing of 500 billion yen, and a 70% reduction in CO2 emissions. By achieving these targets, the bank will establish its position as the leading regional financial group and realize sustainable growth.

Nagoya Bank will leverage its strengths as a regional financial institution to contribute to enhancing corporate value in the region. By utilizing its branch network to understand customers' management challenges and provide appropriate solutions, the bank will increase its market share in Aichi Prefecture and strengthen profitability. Through these efforts, the bank will enhance its presence in the regional community and pursue sustainable growth.