Yamaguchi Finacial Group,Inc. (8418) Stock Price

Yamaguchi Financial Group provides a wide range of financial services centered on banking operations. Specifically, through Yamaguchi Bank, Momiji Bank, and Kitakyushu Bank, the group conducts deposit services, lending services, domestic remittance services, and foreign exchange services. These banking operations are positioned as the core business of the group.

Additionally, Yamaguchi Financial Group operates securities services, credit card services, leasing services, and consulting services. This enables the group to meet diverse customer needs and expand its financial service offerings. These businesses complement banking operations and strengthen the overall competitiveness of the group.

The company is classified as a specified listed company, and the materiality threshold for insider trading regulations is determined based on consolidated financial figures. This requirement ensures transparent management and maintains credibility with investors.

Yamaguchi Financial Group aims to be a corporate group chosen and trusted by the community, with a mission to co-create a prosperous future for the region. To realize this vision, the company has adopted "sound and progressive management" as its management policy, emphasizing transparency and swift decision-making.

The company's medium-term management plan (fiscal 2025–2029) seeks to evolve into a platform for solving regional challenges. The plan prioritizes establishing a "shared destiny business model" that solves challenges together with regional companies, while targeting ROE levels that exceed the cost of capital.

As fundamental objectives of its growth strategy, the company has set three pillars: "establishing a shared destiny business model," "advancing financial business sophistication," and "deepening the multi-bank, single-platform approach." Through these initiatives, the company aims to support the growth of regional companies and enhance the enterprise value of the entire group.

By fiscal 2029, Yamaguchi Financial Group targets net income attributable to parent company shareholders of 60 billion yen and an ROE of approximately 8.0%. The company also plans to increase its dividend payout ratio to approximately 50%, strengthening shareholder returns.

The company is promoting a business model that solves challenges together with regional companies to revitalize the regional economy. Through this approach, the company supports sustainable development of the region and seeks to enhance enterprise value.