Tsukuba Bank, Ltd. (8338) Stock Price

Tsukuba Bank and its affiliated companies provide a diverse range of financial services centered on banking operations. Specifically, they engage in system development, consulting, and investment businesses. These operations are conducted by Tsukuba Bank and three consolidated subsidiaries.

Tsukuba Bank provides deposit services, lending services, domestic foreign exchange services, and international foreign exchange services. The bank conducts community-focused business activities and works to enhance comprehensive financial services for its customers. Through these efforts, it builds strong relationships with the local community.

The consolidated subsidiaries operate system development, consulting, and investment businesses. Through these operations, the Tsukuba Bank Group diversifies its financial services and has established a structure to meet the diverse needs of its customers.

Tsukuba Bank operates under the fundamental principle of "building trust with our communities and becoming a bank with a strong presence, contributing to the creation of a prosperous society." Based on this principle, the bank leverages its accumulated expertise, human resources, and business foundation to provide high-quality financial services. This approach strengthens its position as a regional financial institution while pursuing increased corporate value and shareholder value.

The bank has formulated its "Future Strategy Design" toward the fiscal year ending March 2034, building three-year medium-term management plans in succession. It targets an ROE of 8% or higher and net income of 10 billion yen or more. This strategy aims to contribute to the sustainable development of regional communities, with all executives and employees working in unison toward these goals.

The sixth medium-term management plan "Rising Innovation 2028" for the period from April 2025 to March 2028 is built on three pillars: utilization of human capital, transformation of management foundations, and strengthening of business strategy. Through these initiatives, the bank seeks to provide "unique value distinctive to Tsukuba Bank" to regional communities and build a sustainable business model.

Tsukuba Bank recognizes its social responsibility as a financial institution and continues to support small and medium-sized enterprises in its communities to revitalize the regional economy and promote regional development. The bank also monitors financial market trends, strengthens its risk management framework, and pursues portfolio restructuring of securities to improve profitability.