SBI Shinsei Bank, LimitedJP:8303
Market cap
¥103.86K
P/E ratio
| Mar 31, 2013 | Mar 31, 2014 | Mar 31, 2015 | Mar 31, 2016 | Mar 31, 2017 | Mar 31, 2018 | Mar 31, 2019 | Mar 31, 2020 | Mar 31, 2021 | Mar 31, 2022 | Mar 31, 2023 | Mar 31, 2024 | |
| Ordinary income | 386,079 | 375,232 | 397,394 | 375,732 | 380,444 | 383,869 | 372,243 | 399,503 | 374,247 | 373,328 | 421,853 | 530,771 |
| Interest income | 147,834 | 143,270 | 148,626 | 140,739 | 138,488 | 148,504 | 154,843 | 153,777 | 135,036 | 139,000 | 184,567 | 250,207 |
| Interest on loans and discounts | 128,560 | 124,400 | 125,085 | 124,928 | 127,468 | 134,857 | 140,176 | 140,204 | 127,299 | 127,493 | 158,472 | 198,393 |
| Interest and dividends on securities | 17,028 | 15,694 | 20,713 | 13,300 | 8,991 | 11,705 | 12,531 | 10,794 | 5,490 | 9,261 | 22,466 | 44,484 |
| Interest on call loans and bills bought | 76 | 131 | 142 | 59 | 14 | 1 | - | 11 | - | - | 80 | 44 |
| Interest income on cash collateral provided for securities borrowed | 58 | 28 | 8 | 5 | 1 | - | - | - | - | - | 28 | 5 |
| Interest on deposits with banks | 334 | 1,052 | 1,289 | 1,119 | 1,092 | 1,069 | 1,162 | 1,121 | 1,214 | 1,460 | 1,863 | 3,062 |
| Other interest income | 1,590 | 1,766 | 1,212 | 1,224 | 921 | 870 | 971 | 1,645 | 1,030 | 784 | 1,655 | 4,216 |
| Fees and commissions | 40,309 | 43,603 | 45,869 | 47,357 | 49,207 | 50,129 | 55,332 | 59,213 | 56,140 | 59,398 | 65,969 | 72,789 |
| Gain on trading account transactions | 22,698 | 16,517 | 11,716 | 8,598 | 7,373 | 8,542 | 6,673 | 15,821 | 4,110 | 6,602 | 3,837 | 12,452 |
| Other ordinary income | 141,266 | 142,640 | 154,695 | 150,925 | 159,280 | 141,370 | 134,051 | 144,855 | 155,300 | 147,040 | 150,433 | 176,153 |
| Other income | 33,969 | 29,200 | 36,485 | 28,111 | 26,095 | 35,321 | 21,341 | 25,835 | 23,659 | 21,285 | 17,045 | 19,168 |
| Recoveries of written off receivables | 16,233 | 8,938 | 8,056 | 8,166 | 5,343 | 6,946 | 6,658 | 6,464 | 7,438 | 9,154 | 9,850 | 8,221 |
| Other | 17,736 | 20,261 | 28,428 | 19,945 | 20,751 | 28,375 | 14,682 | 19,370 | 16,221 | 12,131 | 7,195 | 10,946 |
| Recoveries of written off receivables | 16,233 | 8,938 | 8,056 | 8,166 | 5,343 | 6,946 | 6,658 | 6,464 | 7,438 | 9,154 | 9,850 | 8,221 |
| Other | 17,736 | 20,261 | 28,428 | 19,945 | 20,751 | 28,375 | 14,682 | 19,370 | 16,221 | 12,131 | 7,195 | 10,946 |
| Ordinary expenses | 331,584 | 331,085 | 324,311 | 313,641 | 332,901 | 327,057 | 316,846 | 348,466 | 329,849 | 345,028 | 369,716 | 469,699 |
| Interest expenses | 36,149 | 32,752 | 22,164 | 18,394 | 16,209 | 19,728 | 21,027 | 20,266 | 13,000 | 13,324 | 45,805 | 94,010 |
| Interest on deposits | 23,066 | 20,358 | 10,749 | 8,212 | 7,761 | 8,998 | 7,765 | 6,295 | 4,159 | 3,424 | 13,768 | 36,534 |
| Interest on negotiable certificates of deposit | 373 | 247 | 107 | 224 | 52 | 23 | 36 | 61 | 113 | 164 | 350 | 629 |
| Interest on call money and bills sold | 152 | 125 | 180 | 120 | -5 | -39 | -13 | 43 | 4 | 33 | 259 | 585 |
| Interest expenses on securities sold under repurchase agreements | 11 | 10 | 12 | 154 | 126 | 209 | 419 | 356 | -30 | -82 | 418 | 11 |
| Interest expenses on cash collateral received for securities lent | 298 | 394 | 243 | 181 | 362 | 668 | 1,142 | 840 | 71 | 135 | 3,024 | 4,664 |
| Interest on borrowings and rediscounts | 5,264 | 4,964 | 4,730 | 4,792 | 3,413 | 3,471 | 3,369 | 2,875 | 2,754 | 2,067 | 2,069 | 2,288 |
| Interest expenses on short-term bonds | 528 | 548 | 416 | 439 | 335 | 171 | 108 | 145 | 199 | 133 | 75 | 18 |
| Interest expenses on bonds | 5,467 | 5,940 | 5,175 | 2,877 | 1,126 | 952 | 466 | 283 | 1,219 | 3,674 | 7,111 | 13,543 |
| Interest expenses on bonds | 5,467 | 5,940 | 5,175 | 2,877 | 1,126 | 952 | 466 | 283 | 1,219 | 3,674 | 7,111 | 13,543 |
| Other interest expenses | 7 | 7 | 499 | 1,367 | 3,026 | 5,269 | 7,731 | 9,364 | 4,510 | 3,775 | 18,727 | 35,733 |
| Fees and commissions payments | 21,134 | 21,165 | 21,171 | 21,864 | 23,704 | 25,059 | 23,981 | 26,782 | 25,978 | 25,325 | 26,809 | 29,617 |
| Loss on trading account transactions | 2,669 | 2,542 | 189 | 170 | - | - | - | - | 234 | - | 65 | - |
| Other ordinary expenses | 99,833 | 100,438 | 99,715 | 100,883 | 96,463 | 87,820 | 84,157 | 97,532 | 99,792 | 103,755 | 96,704 | 127,678 |
| General and administrative expenses | 141,798 | 144,814 | 152,895 | 148,791 | 149,497 | 146,969 | 148,545 | 152,494 | 151,860 | 158,313 | 165,149 | 169,486 |
| Amortization of goodwill | 7,036 | 6,441 | 5,780 | 5,256 | 3,559 | 2,773 | 2,211 | 2,144 | 2,349 | 2,770 | 3,073 | 3,963 |
| Amortization of intangible assets | 3,774 | 3,305 | 2,832 | 2,161 | 1,684 | 1,213 | 599 | 291 | 383 | 459 | 445 | 458 |
| Other general and administrative expenses | 130,987 | 135,067 | 144,282 | 141,373 | 144,253 | 142,981 | 145,734 | 150,057 | 149,127 | 155,084 | 161,630 | 165,064 |
| Other expenses | 29,998 | 29,371 | 28,175 | 23,537 | 47,026 | 47,480 | 39,134 | 51,391 | 38,982 | 44,309 | 35,181 | 48,907 |
| Provision of allowance for loan losses | 13,785 | 6,279 | 15,060 | 10,802 | 34,828 | 43,030 | 35,241 | 44,818 | 33,467 | 37,271 | 30,596 | 44,447 |
| Other | 16,213 | 23,092 | 13,114 | 12,734 | 12,198 | 4,450 | 3,892 | 6,572 | 5,514 | 7,037 | 4,585 | 4,460 |
| Other | 16,213 | 23,092 | 13,114 | 12,734 | 12,198 | 4,450 | 3,892 | 6,572 | 5,514 | 7,037 | 4,585 | 4,460 |
| Ordinary profit (loss) | 54,495 | 44,147 | 73,082 | 62,090 | 47,542 | 56,811 | 55,397 | 51,036 | 44,398 | 28,299 | 52,136 | 61,072 |
| Extraordinary income | 1,162 | 3,879 | 1,357 | 1,714 | 5,756 | 917 | 218 | 26 | 12,075 | 1,616 | 1,846 | 2,727 |
| Gain on disposal of non-current assets | 311 | 1,631 | 1,203 | 544 | 33 | 623 | - | - | 202 | 568 | 11 | 201 |
| Other | 850 | 2,247 | 153 | 1,169 | 5,723 | 293 | 218 | 25 | 11,872 | 1,048 | 78 | 769 |
| Gain on bargain purchase | - | - | - | - | - | - | - | - | - | - | 1,755 | 1,756 |
| Other | 850 | 2,247 | 153 | 1,169 | 5,723 | 293 | 218 | 25 | 11,872 | 1,048 | 78 | 769 |
| Extraordinary losses | 1,782 | 2,006 | 1,679 | 987 | 1,544 | 2,317 | 1,031 | 1,862 | 1,136 | 1,420 | 2,192 | 851 |
| Loss on disposal of non-current assets | 128 | 214 | 211 | 71 | 253 | 79 | 68 | 423 | 124 | 446 | 171 | 119 |
| Impairment losses | 916 | 1,558 | 1,415 | 636 | 450 | 1,834 | 955 | 660 | 1,009 | 373 | 1,680 | 434 |
| Impairment losses of goodwill | - | - | - | - | - | - | - | - | - | - | 230 | - |
| Other | 736 | 233 | 52 | 279 | 840 | 403 | 8 | 778 | 2 | 599 | 109 | 297 |
| Other impairment losses | 916 | 1,558 | 1,415 | 636 | 450 | 1,834 | 955 | 660 | 1,009 | 373 | 1,680 | 434 |
| Other | 736 | 233 | 52 | 279 | 840 | 403 | 8 | 778 | 2 | 599 | 109 | 297 |
| Profit (loss) before income taxes | 53,875 | 46,020 | 72,760 | 62,817 | 51,755 | 55,411 | 54,584 | 49,200 | 55,336 | 28,495 | 51,790 | 62,948 |
| Income taxes - current | 595 | 2,464 | 2,450 | 1,999 | 2,139 | 1,266 | 3,810 | 4,119 | 7,168 | 8,921 | 9,000 | 10,333 |
| Income taxes - deferred | -1,334 | -795 | 908 | -511 | -900 | 2,574 | -1,306 | -45 | 3,945 | -770 | 4 | -5,287 |
| Income taxes | -738 | 1,668 | 3,358 | 1,488 | 1,238 | 3,841 | 2,503 | 4,073 | 11,113 | 8,151 | 9,004 | 5,046 |
| Profit (loss) | - | - | 69,402 | 61,329 | 50,517 | 51,570 | 52,080 | 45,126 | 44,223 | 20,344 | 42,785 | 57,902 |
| Profit (loss) attributable to non-controlling interests | - | - | 1,528 | 378 | -242 | 156 | -239 | -449 | -886 | -40 | 14 | -22 |
| Profit (loss) attributable to owners of parent | - | - | 67,873 | 60,951 | 50,759 | 51,414 | 52,319 | 45,575 | 45,109 | 20,385 | 42,771 | 57,924 |