Hirogin Holdings, Inc. (7337) Stock Price

Hiroshima Bank Holdings operates a diverse range of businesses centered on banking. Its main business segments include banking, leasing, and other financial-related services. These operations are conducted through the company and its 24 subsidiaries and 4 affiliated companies.

Banking operations are handled by Hiroshima Bank, Ltd., which provides deposit services, lending services, securities investment services, and foreign exchange services. Through these offerings, the company contributes to regional economic development and meets the diverse needs of its customers.

Leasing operations are managed by Hiroshima Bank Lease Co., Ltd. This segment provides leasing services to corporations and individuals, supporting capital investment and improving the efficiency of financing.

Other businesses include financial instruments trading, debt management and collection services, consulting services, investment services, IT-related services, credit guarantee services, and credit card services. Through these services, Hiroshima Bank Holdings provides comprehensive financial solutions.

Hirogin Holdings aims to contribute to the local community and achieve sustainable growth by maximizing group synergies. Centered on Hiroshima Bank, the company promotes management that leverages regional characteristics and seeks to provide greater value to local communities and customers.

The company's medium-term management plan, "Medium-Term Plan 2024," prioritizes regional revitalization and commits to addressing challenges across four prefectures centered on Hiroshima. This plan aims to actively engage in regional development and realize sustainable growth.

Hirogin Holdings identifies priority regional issues and works on regional revitalization through quality improvements in existing operations and investments in new businesses. Through these efforts, the company enhances corporate value while balancing growth investments and shareholder returns.

The company has established regional revitalization indicators and collaborates with local governments and communities. Notably, in urban development and environmental finance, the company has exceeded plan targets and has revised these indicators upward.

As a comprehensive regional services group, Hirogin Holdings provides multifaceted solutions not only in financial services but also in non-financial fields. This enables the company to meet diverse regional needs and support sustainable development.

As part of its value creation efforts, the company strengthens partnerships with local enterprises and startups to create new industries. The company also provides services to support overseas expansion and address labor shortages.

To strengthen its operational foundation, Hirogin Holdings advances human resource development and digital technology utilization. These initiatives promote organizational growth and build a highly productive organization.

The company promotes three transformations: sustainability, digital, and alliance. Through these efforts, the company supports decarbonization and digitalization across the region and realizes sustainable growth.

Hirogin Holdings has revised its consolidated ROE upward, targeting 9.5% or higher by fiscal year 2028. This improves profitability and capital efficiency while strengthening shareholder returns.

As a comprehensive regional services group encompassing both financial and non-financial fields, the company aims to expand the future for all stakeholders. This approach drives sustained improvement in corporate value.