San ju San Financial Group,Inc (7322) Stock Price

Thirty-Three Financial Group provides financial services centered on banking operations, including leasing, credit card, and credit guarantee services. The group is structured around Thirty-Three Bank as its core entity and comprises 9 consolidated subsidiaries.

In banking operations, Thirty-Three Bank handles deposits, loans, domestic and foreign exchange, and over-the-counter sales of government bonds, investment trusts, and insurance. The group continues to expand its product and service offerings to meet diverse customer needs.

Leasing operations are handled by Thirty-Three Lease Co., Ltd. and Mie Lease Co., Ltd. On April 1, 2025, Thirty-Three Lease absorbed Mie Lease through a merger, with Thirty-Three Lease as the surviving company.

For other financial services, six consolidated subsidiaries within the group provide credit card and credit guarantee services. This enables the group to address a wide range of financial needs.

Mie Sogo Credit Co., Ltd. transferred all its shares to Zennoku Guarantee Co., Ltd. on February 28, 2025, and was excluded from the group's consolidation scope. This represents a partial change to the group's structure.

Thirty Three Financial Group aims to provide financial services deeply rooted in local communities and grow together with those communities. Under its Third Medium-Term Management Plan spanning 2024 to 2027, the group has set a vision to become "Japan's most trusted financial group in regional markets." To realize this vision, the company is focusing on building strong relationships with local customers and providing diverse solutions.

The company leverages digital transformation (DX) strategy and human capital management as key drivers, implementing initiatives based on three fundamental policies: "Evolution of Relations & Solutions," "Operational Efficiency & Optimization," and "Strengthening Management Foundation." Through these efforts, the company aims to enhance employee engagement and productivity while increasing overall corporate value.

Specific targets include 3,000 business matching agreements, 3,600 business succession support cases, and 1.42 trillion yen in local business lending balance. The group also aims to increase NISA accounts to 55,000 and raise monthly investment trust contributions to 1.5 billion yen. By achieving these targets, the company seeks to revitalize the regional economy and realize sustainable growth.