Concordia Financial Group, Ltd.JP:7186

Market cap
¥935.9B
P/E ratio
33.1x
Mar 31,
2016
Mar 31,
2017
Mar 31,
2018
Mar 31,
2019
Mar 31,
2020
Mar 31,
2021
Mar 31,
2022
Mar 31,
2023
Mar 31,
2024
Cash and due from banks-3,207,1272,954,2912,969,3052,635,5244,173,8095,637,2136,426,0954,133,789
Cash and deposits-------1,7401,985
Securities-------12,00011,000
Prepaid expenses--------1
Accrued revenue-------376424
Accounts receivable - other-------6514
Income taxes refund receivable-------4,4202,395
Other-------127140
Current assets-------18,73015,961
Call loans and bills bought-251,239280,177256,899187,23060,777119,366108,14633,629
Tools, furniture and fixtures, net-------85
Property, plant and equipment-158,231163,565166,862167,483166,802167,834164,406168,068
Buildings, net-52,20453,32554,99253,56456,31161,44358,95259,532
Land-93,13793,30093,53293,33193,13894,65893,18494,569
Construction in progress-1,6942,5172,6264,4423,1703271,7384,146
Other, net-9,94613,65115,54516,08514,17311,40410,5309,819
Trademark right-------11
Software-11,29112,26515,99317,89317,22516,25817,07418,575
Intangible assets-12,45113,14816,72118,44417,70316,64917,45018,946
Software-11,29112,26515,99317,89317,22516,25817,07418,575
Other-795715713551478391375370
Investment securities-------2525
Shares of subsidiaries and associates-------879,763879,763
Long-term loans receivable from subsidiaries and associates-------60,00040,000
Deferred tax assets---8,08525,36411,62920,38730,540983
Investments and other assets-------939,824919,827
Non-current assets-------939,841919,838
Monetary claims bought-79,91063,30044,22036,56829,88826,93024,74733,286
Assets-18,739,93018,660,58118,947,09718,927,93721,577,39824,060,79225,729,55224,381,712
Trading account assets-6,6135,9115,2434,4934,1984,9083,2661,730
Securities-2,680,1142,337,8842,476,9442,442,0742,998,4682,718,3112,868,3362,947,434
Loans and bills discounted-11,978,08312,445,88912,661,99913,068,30813,719,73714,997,17115,750,29916,602,619
Foreign exchanges-14,28116,96817,63617,46228,72327,20025,23024,573
Lease receivables and investments in leases-66,64967,88168,68469,01171,76871,84174,73078,003
Other assets-170,580232,182208,672233,366281,409232,855239,020323,922
Property, plant and equipment-158,231163,565166,862167,483166,802167,834164,406168,068
Buildings, net-52,20453,32554,99253,56456,31161,44358,95259,532
Land-93,13793,30093,53293,33193,13894,65893,18494,569
Construction in progress-1,6942,5172,6264,4423,1703271,7384,146
Other, net-9,94613,65115,54516,08514,17311,40410,5309,819
Intangible assets-12,45113,14816,72118,44417,70316,64917,45018,946
Software-11,29112,26515,99317,89317,22516,25817,07418,575
Other-795715713551478391375370
Retirement benefit asset-30,60931,50433,95832,11145,73654,21344,62961,192
Deferred tax assets---8,08525,36411,62920,38730,540983
Customers' liabilities for acceptances and guarantees-128,64392,97165,28052,66442,87840,76235,49937,419
Allowance for loan losses--52,083-53,532-53,418-62,172-76,134-74,855-82,845-83,889
Assets-18,739,93018,660,58118,947,09718,927,93721,577,39824,060,79225,729,55224,381,712
Accounts payable - other-------6514
Accrued expenses-------2736
Income taxes payable-------813
Deposits received-------157202
Provision for bonuses-4,5964,6054,4654,1314,8084,8184,5914,962
Provision for bonuses for directors (and other officers)-76103945129404651
Other-------151151
Current liabilities-------486492
Deposits-14,930,28215,496,14215,945,42316,233,67118,015,29719,045,99219,441,72119,974,124
Bonds payable-20,00040,00060,00080,000100,00080,00060,00040,000
Provision for share-based compensation--144272238323430245313
Long-term deposits received-------730674
Non-current liabilities-------60,78440,752
Negotiable certificates of deposit-300,570186,776234,633272,120182,720309,470303,670353,370
Liabilities-17,626,22717,506,57817,786,94917,823,96420,418,29822,896,16624,568,29623,096,944
Call money and bills sold-1,024,471716,410496,364326,541174,786856,8691,998,420217,080
Securities sold under repurchase agreements--3,06913,72612,9692,44110,91566,194115,423
Cash collateral received for securities lent-96,905135,914307,071204,018155,39464,530163,65980,481
Trading account liabilities-1331061138757335212
Borrowed money-909,679655,517489,630416,7201,430,7572,217,4212,176,5162,021,582
Foreign exchanges-257448407249197462458704
Bonds payable-20,00040,00060,00080,000100,00080,00060,00040,000
Borrowed money from trust account----4,82515,93126,15234,60341,729
Other liabilities-171,094131,977134,880194,035271,876217,576261,622178,157
Provision for bonuses-4,5964,6054,4654,1314,8084,8184,5914,962
Provision for bonuses for directors (and other officers)-76103945129404651
Provision for share-based compensation--144272238323430245313
Retirement benefit liability-1,9451,1261,0401,409536602677910
Provision for reimbursement of deposits-1,9312,0012,2741,8561,3901,5932,2292,278
Provision for contingent loss-9851,1121,2551,7962,1852,1091,7161,483
Reserves under special laws-1618181825252529
Deferred tax liabilities---13,521133256337310,571
Deferred tax liabilities for land revaluation-16,59416,53416,47416,42416,40216,32516,27016,256
Acceptances and guarantees-128,64392,97165,28052,66442,87840,76235,49937,419
Liabilities-17,626,22717,506,57817,786,94917,823,96420,418,29822,896,16624,568,29623,096,944
Share capital-150,078150,078150,078150,078150,078150,078150,078150,078
Legal capital surplus-------37,57837,578
Other capital surplus-------646,166630,358
Capital surplus-286,112273,204263,294247,362247,363247,365247,364231,561
Retained earnings brought forward-------80,83585,026
Retained earnings-560,900609,653644,634669,897675,707708,456741,440784,229
Treasury shares--5,939-7,033-6,879-1,416-1,342-4,292-17,366-8,485
Shareholders' equity-991,1521,025,9041,051,1271,065,9211,071,8061,101,6081,121,5171,157,383
Share capital-150,078150,078150,078150,078150,078150,078150,078150,078
Share acquisition rights-4233571696251308-
Capital surplus-286,112273,204263,294247,362247,363247,365247,364231,561
Net assets1,008,8031,113,7031,154,0021,160,1471,103,9721,159,0991,164,6261,161,2551,284,767
Retained earnings-560,900609,653644,634669,897675,707708,456741,440784,229
Treasury shares--5,939-7,033-6,879-1,416-1,342-4,292-17,366-8,485
Shareholders' equity-991,1521,025,9041,051,1271,065,9211,071,8061,101,6081,121,5171,157,383
Valuation difference on available-for-sale securities-83,08887,04272,9075,12844,66111,355-10,34269,959
Deferred gains or losses on hedges--78-24-2,707-2,637-1,3193,0203,457549
Revaluation reserve for land-37,07136,93536,79936,68636,66136,48736,36036,381
Foreign currency translation adjustment----225-4164217791,394
Remeasurements of defined benefit plans--2,759-1,389-3,237-6,7731,7605,7033,65713,030
Valuation and translation adjustments-117,322122,562103,76232,62981,34756,98733,913121,315
Share acquisition rights-4233571696251308-
Non-controlling interests-4,8045,1785,0885,3605,8946,0005,8156,067
Net assets1,008,8031,113,7031,154,0021,160,1471,103,9721,159,0991,164,6261,161,2551,284,767
Liabilities and net assets-18,739,93018,660,58118,947,09718,927,93721,577,39824,060,79225,729,55224,381,712