Tokyo Kiraboshi Financial Group, Inc. (7173) Stock Price

Tokyo Kiraboshi Financial Group operates a diverse range of businesses centered on banking. Its main business segments include banking, leasing, and other financial services. These operations are managed by multiple consolidated subsidiaries and affiliated companies under the holding company structure.

In banking, Kiraboshi Bank serves the Tokyo metropolitan area and northeastern Kanagawa Prefecture as its primary markets, offering deposit services, lending services, and foreign exchange services. Additionally, UI Bank, a digital bank subsidiary, provides seamless financial services through its mobile application, aiming to integrate both in-person and remote service channels.

In the leasing business, Tokyo Kiraboshi Lease Co., Ltd. handles diverse lease assets including office equipment, industrial machinery, and automobiles. This enables the company to provide leasing services that meet the varied needs of corporate and individual customers.

Other business operations include securities services, consulting services, advertising planning and production, and fintech solutions. These services are delivered through consolidated subsidiaries and affiliated companies, covering a broad range of business areas.

Tokyo Kiraboshi Financial Group provides comprehensive financial services to small and medium-sized enterprises and individual customers in the Tokyo metropolitan area, with a management philosophy of contributing to regional development. Under its purpose "Create for TOKYO," the group addresses customer needs across different life stages and aims for sustainable growth in the regional economy.

Based on its medium-term management plan starting in fiscal 2024, the group is prioritizing strengthening profitability and restructuring its revenue model, rebuilding its branch strategy, and pursuing "efficiency" improvements to enhance productivity. These initiatives aim to increase the group's financial strength and competitive advantage.

In digital strategy, the group is expanding its digital bank "UI Bank" and fintech services through "Kiraboshi Tech" as core platforms, strengthening collaboration within and outside the group, and enhancing digital platform capabilities. This enables the provision of integrated financial and non-financial services.

In personal strategy, the group provides services addressing the needs of senior and affluent customers through both financial and non-financial offerings. In corporate strategy, beyond lending, the group supports business growth by providing diverse solutions including equity investments and overseas expansion support.

To strengthen capital adequacy, the group maintains a sound capital ratio through risk-asset management and balances profitability enhancement with shareholder returns. This approach aims to increase corporate value.

As part of sustainability initiatives, the group supports solutions to social challenges through programs such as SDG evaluation initiatives and actively contributes from a regional finance perspective. The group also strengthens partnerships with external organizations by leveraging its comprehensive capabilities.

Tokyo Kiraboshi Financial Group aims to be a financial group that continues to grow together with regional society through these strategies.