(7167) Stock Price

Mebuki Financial Group is a bank holding company composed of 16 consolidated subsidiaries, centered on Joyo Bank and Ashikaga Bank. Its primary business is banking, providing diverse financial products and services to regional customers. Beyond banking, the group operates leasing, securities, credit guarantee, and credit card businesses.

In banking operations, Joyo Bank and Ashikaga Bank offer deposits, loans, domestic and foreign exchange, securities trading, trust services, sales of investment trusts and insurance products, and financial product intermediation. These services address the diverse financial needs of customers.

Leasing operations are provided by Mebuki Lease, primarily serving local businesses. Securities operations are conducted by Mebuki Securities, which handles securities trading, brokerage services, and underwriting of securities offerings, providing regional customers with asset management and fundraising services.

Other business segments include credit guarantee and credit card operations, as well as carbon-neutral initiatives and regional trading company operations. Through these offerings, the group aims to provide high-quality products and services while enhancing customer satisfaction.

Mebuki Financial Group operates under the management philosophy of "Creating a prosperous future together with our communities through the provision of high-quality comprehensive financial services." The company aims to contribute to sustainable regional growth by identifying regional industries, stimulating economic activity, and creating new markets.

Based on its "Long-Term Vision 2030," the company aspires to become a "value-creation group that grows together with communities." Leveraging the strengths of Joyo Bank and Ashikaga Bank, the company seeks to expand its economic exchange network through a broad regional network and increase the scale and scope of its comprehensive financial services.

The company has formulated its "Fourth Group Medium-Term Management Plan," positioning the three-year period from fiscal 2025 to fiscal 2027 as a "period to accelerate evolution toward sustainable growth." Under this plan, the company has identified five material issues to enhance the sustainability of both regional society and the company itself, aiming to create social impact.

The company's growth strategy is based on three fundamental strategies: a social issue resolution strategy, a business portfolio strategy, and a management foundation resilience strategy. Through these approaches, the company aims to create both social and economic value while enhancing corporate value.

Specifically, the company pursues sustainable regional communities by supporting regional industry growth and contributing to a decarbonized society. Additionally, the company aims to improve capital returns and drive business growth in segments with favorable risk-return profiles.