Jimoto Holdings,Inc.【JP:7161】Stock Price

Jimoto Holdings is a financial services company group centered on banking operations. Through its subsidiaries Kirayaka Bank Co., Ltd. and Sendai Bank Co., Ltd., the company provides deposit services, lending services, domestic remittance services, foreign exchange services, and related offerings. The company also operates a retail sales channel for government bonds, investment trusts, and insurance products.

Jimoto Holdings also operates a leasing business. Its consolidated subsidiary Kirayaka Lease Co., Ltd. handles this division, providing leasing services to corporate and individual customers. This approach addresses the diverse needs of its customer base.

In addition to banking and leasing, Jimoto Holdings operates credit card services, credit guarantee services, consulting services, and venture capital services. The company also provides administrative outsourcing and computer system development, maintenance, and operation services.

Sendai Bank Co., Ltd. also provides credit card services in part of its operations. Through these diverse financial services, Jimoto Holdings contributes to the regional community and supports local economic development.

Jimoto Holdings is guided by a management philosophy of contributing to regional society by connecting Miyagi and Yamagata prefectures through support for small and medium-sized enterprises (SMEs). In its medium-term management plan, the company has identified three key initiatives: deepening SME support, business transformation (DX), and management control. These initiatives are being actively pursued through collaboration with SBI Group, its capital and business alliance partner.

The company's growth strategy aims to improve the business conditions of its clients and recover group performance by realizing "shared value creation." To meet stakeholder expectations, the company has clarified targets in its medium-term management plan and executes initiatives from a stakeholder perspective. Through these efforts, the company contributes to regional economic development and works to restore trust.

As a regional financial institution, Jimoto Holdings faces the challenge of responding promptly to changes in the business environment, including advances in financial technology and population decline. In collaboration with SBI Group, the company is advancing new financial service offerings and operational efficiency improvements, while preparing for the upgrade of its next-generation core banking system.

Additionally, the management reconstruction of Kirayaka Bank is an important priority. Following record losses, the company has restructured its management team and strengthened credit risk management. Jimoto Holdings and Sendai Bank are supporting these efforts to achieve steady management reconstruction and restore confidence.