Heritage Insurance Holdings, Inc.HRTG

Market cap

$839.92M

P/E ratio

	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Gross premiums written	436	586	627	626	923	938	1,080	1,165	1,275	1,343	1,433
Change in gross unearned premiums	-	-	-	-18	-3	14	83	21	66	19	27
Gross premiums earned	312	525	641	643	926	924	997	1,144	1,209	1,324	1,406
Ceded premiums earned	88	148	229	264	472	446	452	533	572	626	638
Net premiums earned	224	376	412	380	454	479	545	611	637	697	768
Net investment income	4	7	9	11	13	14	12	6	12	26	37
Net realized losses and impairment losses	-	-	-	-	-	-	-	-	-	-1	-1
Other Income	6	10	16	15	15	14	14	15	14	14	13
Total revenues	234	395	439	407	480	511	593	632	662	735	817
Losses and loss adjustment expenses	90	141	239	201	237	273	373	427	501	426	447
Policy Acquisition Cost Amortization Expense	-	-	-	-	85	108	128	146	156	168	191
Selling, General and Administrative Expense	33	46	59	72	89	81	82	66	70	78	85
Goodwill or intangible asset impairment	-	-	-	-	-	-	-	-	-	767,000	-
Total expenses	-	-	-	357	411	462	583	700	820	672	723
Operating income (loss)	-	-	57	50	70	50	10	-68	-157	63	94
Interest expense, net	-	-	-	-	-	-	-	-	-	-	11
Income (loss) before income taxes	74	150	56	-6	39	41	2	-76	-166	52	83
Income Tax Expense (Benefit)	27	58	23	-5	12	12	-7	-1	-12	7	21
Net income (loss)	47	93	34	-1	27	29	9	-75	-154	45	62
Change in net unrealized gains (losses) on investments	-	-	-	6	-6	20	21	-14	-64	23	9
Reclassification adjustment for net realized investment (gains) losses	-	-	-	1	-0	2	22	0	-0	-1	0
Income tax (expense) benefit related to items of other comprehensive income (loss)	2	-2	-2	3	-2	4	-0	-3	-15	6	2
Total comprehensive income (loss)	50	89	31	1	24	42	8	-85	-203	64	68
Earnings Per Share, Basic	1.92	3.08	1.14	-0.04	1.05	0.98	0.33	-2.69	-5.86	1.73	2.01
Earnings Per Share, Diluted	1.82	3.05	1.14	-0.04	1.04	0.98	0.33	-2.69	-5.86	1.73	2.01