FirstCash Holdings, Inc.【FCFS】

Market cap

$8.4B

P/E ratio

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Net income	78	80	85	61	60	144	153	165	107	125	253	219	259
Depreciation of leased merchandise	-	-	-	-	-	-	-	-	-	13	353	411	433
Provision for lease losses	-	-	-	-	-	-	-	-	-	5	140	176	163
Provision for loan losses	-	-	1	1	6	13	9	2	-1	49	119	123	144
Share-based compensation expense	1	1	2	0	4	3	6	9	3	5	11	14	15
Depreciation and amortization expense	-	-	17	18	32	55	43	42	42	46	104	109	105
Amortization of debt issuance costs	-	-	1	1	1	2	2	1	2	2	3	3	4
Net amortization of premiums, discounts and unearned origination fees on finance receivables	-	-	-	-	-	-	-	-	-	1	44	-18	-38
Gain on revaluation of contingent acquisition consideration	-	-	-	-	-	-	-	-	-	-18	-110	-	-
Other expenses (income), net	-	-	-	-	-	-	-	-	11	1	2	0	2
Deferred income taxes, net	1	3	1	-0	12	-14	7	7	14	11	42	-13	-7
Accounts receivable, net	-	-	-	-	-	-	-	-	-	2	1	9	3
Inventories purchased directly from customers, wholesalers or manufacturers	-0	3	1	1	5	-16	-3	-6	-29	27	3	-2	10
Leased merchandise, net	-	-	-	-	-	-	-	-	-	23	502	605	554
Prepaid expenses and other assets	5	-6	2	-0	-5	-14	-1	1	-1	-3	3	3	-2
Accounts payable, accrued liabilities and other liabilities	1	-1	1	4	-16	-35	3	-3	9	26	20	22	18
Income taxes	-5	-10	-8	1	-3	12	15	4	-12	6	-2	-15	8
Net cash flow provided by operating activities	80	89	98	93	97	220	243	232	222	223	469	416	540
Pawn loans, net	-	-	-	-	-	-	-	-	-	73	36	35	72
Finance receivables, net	-	-	-	-	-	-	-	-	-	6	85	115	139
Purchases of furniture, fixtures, equipment and improvements	29	22	24	21	34	37	36	44	38	42	36	60	68
Purchases of store real property	-	-	-	-	-	-	20	75	46	80	83	70	86
Portion of AFF acquisition paid in cash, net of cash acquired	8	121	59	47	8	-	-	-	-	462	25	-	-
Acquisitions of pawn stores, net of cash acquired	-	-	-	-	30	2	114	52	44	82	72	181	76
Net cash flow used in investing activities	-22	-160	-85	-72	-26	1	-159	-137	-20	-745	-336	-462	-442
Proceeds from Lines of Credit	-	-	50	120	400	206	416	257	354	560	286	646	445
Repayments of unsecured credit facilities	-	-	210	84	198	359	228	217	570	424	206	416	815
Issuance of senior unsecured notes	-	-	200	-	-	300	-	-	500	550	-	-	500
Debt issuance costs paid	-	-	7	0	2	5	1	1	8	11	2	0	10
Purchases of treasury stock	55	61	44	40	-	92	274	116	107	50	158	114	85
Payment of minimum withholding taxes on net share settlement of stock options exercised	-	-	-	1	-	-	-	-	4	2	-	2	7
Payments of Dividends	-	-	-	-	20	37	41	44	45	48	60	62	66
Net cash flow (used in) provided by financing activities	-53	50	-9	9	-59	-198	-127	-121	-187	577	-139	51	-38
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Continuing Operations	-	-	-	-	-	-	-	-	-	-	4	5	-12
Change in cash and cash equivalents	-	-	-	-	-	-	-	-	19	54	-3	10	48
Interest	-	-	-	-	-	-	-	33	21	29	53	90	91
Income taxes	25	39	33	22	22	30	30	49	34	25	30	102	85
Pawn Loans Forfeited and Transferred to Inventories	-	-	178	186	265	437	493	501	341	430	503	529	600
Stock Issued During Period, Value, Acquisitions	-	-	-	-	1,016	-	-	-	-	506	-	-	29