FIRST CAPITAL INCFCAP

Market cap

$159.04M

P/E ratio

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Cash and due from banks	11	11	10	14	15	19	19	17	19	29	23	25	20	18
Interest bearing deposits with banks	1	2	0	1	4	2	1	2	3	6	4	4	3	5
Federal funds sold	8	10	1	19	91	25	6	22	29	141	145	37	15	82
Total cash and cash equivalents	19	23	11	33	109	46	26	41	51	176	173	66	39	106
Interest-bearing time deposits	-	-	4	-	17	15	9	8	6	6	5	4	4	3
Securities available for sale, at fair value (amortized cost $418,935 and $468,549, respectively)	-	-	-	-	-	-	-	262	255	284	447	461	437	389
Securities held to maturity, amortized cost	-	-	-	-	-	-	-	-	-	-	2	7	7	7
Loans held for sale	-	-	-	-	3	5	3	3	4	8	2	1	1	0
Loans, net of allowance for credit losses of $9,281 ($8,005 in 2023)	-	-	-	-	-	-	-	-	-	-	-	-	614	631
Federal Home Loan Bank and other stock, at cost	3	3	3	2	2	2	2	2	2	2	2	2	2	2
Premises and equipment	11	11	10	10	14	15	15	14	16	16	15	15	14	14
Accrued interest receivable	2	2	2	2	2	2	3	3	3	3	3	4	5	5
Cash value of life insurance	6	6	6	6	7	7	7	8	8	8	9	9	9	9
Goodwill	5	5	5	5	6	6	6	6	6	6	6	6	6	6
Core deposit intangible	-	-	-	-	1	1	1	1	1	1	1	0	0	0
Other assets	2	2	3	3	3	3	2	9	7	6	8	18	19	15
Total Assets	439	459	444	473	716	744	759	794	827	1,018	1,157	1,151	1,158	1,188
Noninterest-bearing	47	57	56	73	125	121	130	143	146	226	243	255	206	198
Interest-bearing	317	328	317	340	512	543	535	558	576	675	793	806	820	868
Total deposits	364	384	374	413	637	665	665	702	722	900	1,036	1,060	1,025	1,066
Borrowed funds - Bank Term Funding Program ("BTFP")	-	-	-	-	-	-	-	-	-	-	-	-	22	-
Accrued interest payable	0	0	0	0	0	0	0	0	0	0	0	0	1	2
Accrued expenses and other liabilities	-	2	2	3	4	3	3	6	6	6	7	6	5	4
Total liabilities	388	406	391	416	641	668	678	708	729	907	1,043	1,066	1,053	1,073
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,803,963 shares (3,803,833 in 2023); outstanding 3,351,703 (3,350,660 in 2023)	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital	24	24	24	24	40	40	40	40	41	42	42	42	42	42
Retained earnings-substantially restricted	32	34	37	40	43	47	52	58	65	72	80	88	97	105
Unearned stock compensation	-	-	-	-	0	0	0	1	1	2	1	1	0	0
Accumulated other comprehensive loss	2	2	-1	1	0	-2	-2	-3	2	7	2	-36	-24	-23
Less treasury stock, at cost - 455,280 shares (453,173 in 2023)	7	7	7	8	8	8	8	8	8	9	9	9	-	9
Total First Capital, Inc. stockholders' equity	51	53	53	57	75	76	81	86	99	111	114	85	105	115
Noncontrolling interest in subsidiary	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total equity	51	53	53	57	75	76	81	86	99	111	114	85	105	115
Total Liabilities and Equity	439	459	444	473	716	744	759	794	827	1,018	1,157	1,151	1,158	1,188