FIRST BANCSHARES INCFBMS

Market cap

$1.1B

P/E ratio

15.9x

	Dec 31, 2011	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Cash and due from banks	10	24	30	24	32	43	71	90	138	115	67	224	114
Interest-bearing deposits with banks	13	14	14	17	30	48	88	79	425	804	78	131	106
Total cash and cash equivalents	23	39	45	41	62	92	159	169	563	920	145	355	220
Debt Securities, Available-for-Sale, Excluding Accrued Interest	-	-	-	-	-	-	-	-	-	-	-	1,042	1,003
Securities held to maturity, net of allowance for credit losses of $0 (fair value: $537,275 in 2024; $615,944 in 2023)	-	-	-	-	-	-	-	-	-	-	691	655	583
Equity securities	-	-	-	-	-	-	-	-	-	-	-	-	16
Other securities	3	6	7	8	7	10	17	27	27	22	34	38	44
Total securities	221	258	270	255	256	373	515	792	1,050	1,774	1,983	1,735	1,646
Loans held for sale	-	-	-	-	-	-	-	-	21	8	4	3	4
LHFI, net of allowance for credit losses of $56,205 in 2024 and $54,032 in 2023	-	-	-	-	-	-	-	-	-	-	3,735	5,116	5,351
Interest receivable	3	3	4	4	4	7	11	15	26	23	28	33	34
Premises and equipment	-	-	-	-	-	-	-	105	115	126	144	174	170
Operating lease right-of-use assets	-	-	-	-	-	-	-	-	6	4	8	6	6
Finance lease right-of-use assets	-	-	-	-	-	-	-	-	3	2	2	1	1
Cash surrender value of life insurance	6	7	14	15	21	27	51	60	74	87	96	134	146
Goodwill	9	11	12	14	14	20	90	159	157	157	180	273	273
Other intangibles	-	-	-	-	-	-	-	-	-	-	-	-	59
Other Real Estate	-	-	-	3	6	7	11	7	6	3	5	8	8
Other assets	12	13	13	10	14	19	38	39	45	45	133	160	87
Total assets	681	941	1,094	1,145	1,277	1,813	3,004	3,942	5,153	6,077	6,462	7,999	8,005
Non-interest-bearing	107	174	201	189	202	302	570	723	571	756	1,630	1,849	1,797
Interest-bearing	466	606	691	727	837	1,169	1,887	2,353	3,644	4,471	3,864	4,614	4,808
Total deposits	573	780	893	917	1,039	1,471	2,457	3,077	4,215	5,227	5,494	6,463	6,605
Interest payable	307,752	399,976	315,844	245,732	306,080	353,143	2	3	2	2	3	23	14
Borrowed funds	-	-	-	-	-	-	-	-	-	-	130	390	210
Subordinated Debt	10	10	10	10	10	10	81	81	145	145	145	123	124
Operating Lease, Liability	-	-	-	-	-	-	-	-	6	4	8	7	6
Finance Lease, Liability	-	-	-	-	-	-	-	-	2	2	2	2	2
Off-Balance-Sheet, Credit Loss, Liability	-	-	-	-	-	-	-	-	-	1	1	2	2
Other liabilities	10	13	5	4	4	5	16	24	23	21	31	41	37
Total liabilities	621	856	998	1,042	1,123	1,591	2,641	3,398	4,508	5,401	5,815	7,050	6,999
Common Stock, Value, Issued	3	5	5	5	9	11	15	19	22	22	25	32	32
Additional paid-in capital	24	42	44	45	103	158	279	410	457	459	559	775	778
Retained earnings	17	23	28	36	44	54	72	110	154	206	253	300	346
Accumulated other comprehensive (loss) income	561,997	-1,248,844	2	1	-1,078,084	-437,742	-2	10	26	8	-149	-118	-110
Treasury stock, at cost (1,249,607 shares - 2024; 1,249,607 shares - 2023)	-	-	-	-	-	-	-	-	-	-	-	-	41
Total stockholders' equity	60	85	96	103	155	222	363	544	645	676	647	949	1,005
Total liabilities and stockholders' equity	681	941	1,094	1,145	1,277	1,813	3,004	3,942	5,153	6,077	6,462	7,999	8,005