| Sep 30, 2011 | Sep 30, 2012 | Sep 30, 2013 | Sep 30, 2014 | Sep 30, 2015 | Sep 30, 2016 | Sep 30, 2017 | Sep 30, 2018 | Sep 30, 2019 | Sep 30, 2020 | Sep 30, 2021 | Sep 30, 2022 |
---|
Loans receivable, including fees | 39 | 38 | 45 | 43 | 45 | 49 | 48 | 53 | 57 | 56 | 54 | 56 |
---|
Taxable | 8 | 7 | 6 | 6 | 7 | 7 | 8 | 9 | 9 | 7 | 4 | 6 |
---|
Exempt from federal income tax | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
---|
Other investment income | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 1 | 0 | 1 |
---|
Total interest income | 47 | 45 | 51 | 51 | 54 | 58 | 58 | 65 | 68 | 64 | 59 | 63 |
---|
Deposits | 7 | 7 | 7 | 8 | 7 | 8 | 8 | 10 | 14 | 11 | 6 | 3 |
---|
Short-term borrowings | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 4 | 3 | 2 | 0 | 0 |
---|
Other borrowings | - | 9 | 4 | 3 | 3 | 3 | 3 | 2 | 3 | 3 | 0 | - |
---|
Total interest expense | 18 | 16 | 11 | 11 | 10 | 11 | 13 | 16 | 21 | 16 | 6 | 3 |
---|
NET INTEREST INCOME | 29 | 29 | 40 | 40 | 44 | 47 | 46 | 48 | 47 | 48 | 53 | 60 |
---|
Provision for loan losses | 2 | 3 | 4 | 2 | 2 | 3 | 3 | 4 | 2 | 3 | 3 | - |
---|
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES | 27 | 27 | 36 | 38 | 42 | 44 | 42 | 44 | 45 | 45 | 50 | 60 |
---|
Service fees on deposit accounts | - | - | - | - | - | - | - | 3 | 3 | 3 | 3 | 3 |
---|
Services charges and fees on loans | - | - | - | - | - | - | - | 1 | 1 | 1 | 2 | 2 |
---|
Loan swap fees | - | - | - | - | - | - | - | - | - | 1 | 1 | 0 |
---|
Unrealized gain on equity securities | - | - | - | - | - | - | - | - | - | - | 0 | 0 |
---|
Trust and investment fees | - | - | - | - | - | - | - | 1 | 1 | 1 | 2 | 2 |
---|
Gain on sale of investment securities, net | - | - | - | - | - | - | - | - | 0 | 3 | 0 | - |
---|
Gain on sale of loans, net | 0 | 0 | 0 | - | - | - | - | - | - | 1 | 2 | 0 |
---|
Bank Owned Life Insurance Income | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
---|
Insurance commissions | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
---|
Other | - | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 |
---|
Total noninterest income | 6 | 7 | 8 | 7 | 8 | 9 | 8 | 8 | 8 | 13 | 11 | 9 |
---|
Labor And Related Expense | 16 | 16 | 19 | 19 | 21 | 24 | 24 | 23 | 24 | 24 | 26 | 26 |
---|
Occupancy Net | 3 | 3 | 4 | 4 | 4 | 5 | 4 | 4 | 4 | 4 | 4 | 5 |
---|
Professional fees | 1 | 1 | 2 | 2 | 2 | 3 | 3 | 2 | 2 | 2 | 2 | 4 |
---|
Data processing | 2 | 2 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 5 |
---|
Advertising | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 |
---|
Federal Deposit Insurance Corporation Premium Expense | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 |
---|
Gain on foreclosed real estate | - | - | - | - | - | - | - | - | - | 0 | 1 | 0 |
---|
Amortization of intangible assets | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
---|
Prepayment penalty on FHLB Advances | - | - | - | - | - | - | - | - | - | 3 | 0 | - |
---|
Other | 2 | 2 | 3 | 3 | 4 | 4 | 4 | 4 | 3 | 2 | 3 | 3 |
---|
Total noninterest expense | 26 | 33 | 32 | 34 | 37 | 43 | 41 | 40 | 38 | 41 | 42 | 43 |
---|
Income before income taxes | 7 | 0 | 12 | 11 | 13 | 10 | 9 | 12 | 15 | 18 | 20 | 25 |
---|
Income taxes | 2 | 0 | 3 | 3 | 3 | 3 | 2 | 6 | 2 | 3 | 3 | 5 |
---|
NET INCOME | 5 | 0 | 9 | 9 | 10 | 8 | 7 | 7 | 13 | 14 | 16 | 20 |
---|
Basic | 0.46 | 0.02 | 0.76 | 0.79 | 0.94 | 0.74 | 0.69 | 0.6 | 1.18 | 1.39 | 1.65 | 2.06 |
---|
Diluted | 0.46 | 0.02 | 0.76 | 0.79 | 0.93 | 0.73 | 0.69 | 0.6 | 1.18 | 1.39 | 1.65 | 2.06 |
---|
Dividends per share | 0.2 | 0.2 | 0.2 | 0.26 | 0.34 | 0.36 | 0.36 | 0.36 | 0.4 | 0.44 | 0.47 | 0.54 |
---|