ESSA Bancorp, Inc.ESSA

Market cap

$373.72M

P/E ratio

22x

	Sep 30, 2011	Sep 30, 2012	Sep 30, 2013	Sep 30, 2014	Sep 30, 2015	Sep 30, 2016	Sep 30, 2017	Sep 30, 2018	Sep 30, 2019	Sep 30, 2020	Sep 30, 2021	Sep 30, 2022	Sep 30, 2023	Sep 30, 2024
Cash and due from banks	10	11	22	21	16	32	36	39	48	101	147	20	39	39
Interest-bearing deposits with other institutions	32	5	4	1	3	12	6	4	4	54	12	8	46	10
Total cash and cash equivalents	42	16	27	22	19	44	42	44	52	156	159	28	85	49
Investment securities available for sale, at fair value (net of allowance for credit losses of $0)	-	-	-	-	-	-	-	-	313	212	241	209	334	216
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	-	-	-	-	-	-	-	-	-	-	21	57	52	47
Financing Receivable, after Allowance for Credit Loss	-	-	-	-	-	-	-	-	-	-	-	-	-	1,744
Loans held for sale	-	-	-	-	-	-	-	-	-	-	0	-	0	-
Regulatory stock, at cost	17	-	-	14	14	15	14	13	12	7	5	14	18	19
Premises and equipment, net	11	16	16	17	17	17	16	15	14	14	14	13	13	11
Bank-owned life insurance	23	28	29	30	31	37	38	39	40	41	37	38	39	40
Foreclosed real estate	2	3	2	3	2	3	1	1	0	0	0	0	3	3
Intangible assets, net	-	-	-	-	-	-	-	-	-	-	1	0	0	-
Goodwill	0	9	9	10	10	14	14	14	14	14	14	14	14	14
Deferred income taxes	-	-	-	-	-	-	-	-	-	6	5	5	7	4
Derivative and hedging assets	-	-	-	-	-	-	-	-	-	-	-	24	20	8
Other assets	16	30	22	21	18	18	21	22	19	24	24	22	27	33
TOTAL ASSETS	1,097	1,419	1,372	1,575	1,607	1,772	1,785	1,834	1,799	1,894	1,861	1,862	2,293	2,188
Deposits	638	996	1,041	1,134	1,097	1,215	1,275	1,337	1,343	1,544	1,636	1,380	1,661	1,629
Short-Term Debt	4	43	23	108	91	129	137	180	108	112	-	231	375	280
Other borrowings	284	191	129	151	229	231	174	119	141	14	-	-	-	10
Advances by borrowers for taxes and insurance	1	3	5	4	4	5	5	7	7	8	5	12	7	7
Derivative and hedging liabilities	-	-	-	-	-	-	-	-	-	-	-	9	10	9
Other liabilities	8	10	8	10	14	16	11	12	12	25	19	18	22	22
TOTAL LIABILITIES	936	1,243	1,206	1,408	1,435	1,596	1,602	1,655	1,610	1,702	1,660	1,649	2,074	1,957
Common Stock, Value, Issued	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in capital	-	-	-	-	182	182	181	181	181	181	182	182	183	183
Unallocated common stock held by the Employee Stock Ownership Plan (“ESOP”)	-	11	11	10	10	9	9	8	8	7	7	6	6	6
Retained earnings	67	65	72	77	84	88	91	94	102	113	124	139	152	163
Treasury stock, at cost; 8,009,387 and 7,738,406 shares outstanding at September 30, 2024 and 2023, respectively	62	62	76	80	83	82	80	78	85	91	98	100	100	104
Accumulated other comprehensive loss	1	2	-1	-3	-2	-2	-1	-10	-1	-4	1	-3	-9	-7
TOTAL STOCKHOLDERS’ EQUITY	162	175	166	167	171	176	183	179	190	191	202	212	220	230
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	1,097	1,419	1,372	1,575	1,607	1,772	1,785	1,834	1,799	1,894	1,861	1,862	2,293	2,188