Employers Holdings, Inc.EIG
Market cap
$1B
P/E ratio
| Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
| Debt Securities, Available-for-Sale | 1,853 | 2,024 | 2,183 | 2,276 | 2,289 | 2,344 | 2,463 | 2,496 | 2,486 | 2,479 | 2,343 | 2,186 | 1,936 | 2,097 |
| Equity Securities, FV-NI | - | - | - | - | - | - | - | - | - | - | - | 197 | 211 | 254 |
| Equity securities at cost | - | - | - | - | - | - | - | 6 | 7 | 7 | 6 | 7 | 6 | 6 |
| Other Investments | - | - | - | - | - | - | - | - | 29 | 36 | 38 | 60 | 92 | 107 |
| Short-Term Investments | - | - | - | - | - | 16 | 4 | 25 | - | 27 | 11 | 119 | 33 | 0 |
| Total investments | 1,951 | 2,150 | 2,345 | 2,448 | 2,487 | 2,553 | 2,678 | 2,728 | 2,778 | 2,757 | 2,736 | 2,569 | 2,278 | 2,464 |
| Cash and cash equivalents | 252 | 141 | 35 | 104 | 57 | 67 | 73 | 101 | 155 | 160 | 75 | 89 | 226 | 68 |
| Restricted cash and cash equivalents | 6 | 5 | 7 | 11 | 3 | 4 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accrued investment income | 20 | 19 | 20 | 21 | 21 | 21 | 20 | 18 | 16 | 15 | 15 | 19 | 16 | 16 |
| Premiums Receivable, Net | 160 | 223 | 279 | 296 | 301 | 305 | 327 | 333 | 286 | 232 | 245 | 306 | 359 | 361 |
| Paid losses | 11 | 9 | 8 | 11 | 8 | 9 | 7 | 7 | 7 | 8 | 8 | 7 | 6 | 6 |
| Reinsurance Recoverable, Unpaid Losses, Less Allowance | 941 | 805 | 743 | 669 | 628 | 580 | 537 | 504 | 533 | 497 | 476 | 445 | 428 | 412 |
| Deferred Policy Acquisition Cost | 38 | 39 | 44 | 45 | 44 | 44 | 46 | 48 | 48 | 43 | 44 | 48 | 56 | 60 |
| Deferred Income Tax Assets, Net | - | - | - | - | - | - | - | - | - | - | - | 63 | 43 | 38 |
| Property and equipment, net | 11 | 15 | 17 | 21 | 25 | 22 | 14 | 18 | 22 | 19 | 15 | 12 | 7 | 8 |
| Operating lease right-of-use assets | - | - | - | - | - | - | - | - | 16 | 17 | 14 | 12 | 5 | 4 |
| Intangible assets, net | 12 | 11 | 10 | 9 | 9 | 8 | 8 | 8 | 14 | 14 | 14 | 14 | 14 | 14 |
| Goodwill | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 | 36 |
| Contingent commission receivable–LPT Agreement | - | 19 | 25 | 26 | 29 | 31 | 31 | 32 | 13 | 13 | 14 | 14 | 14 | - |
| Cloud computing arrangements | - | - | - | - | - | - | - | 26 | 34 | 50 | 44 | 43 | 28 | 17 |
| Other assets | 19 | 9 | 18 | 23 | 41 | 35 | 34 | 32 | 46 | 60 | 49 | 41 | 34 | 38 |
| Total assets | 3,482 | 3,511 | 3,643 | 3,770 | 3,756 | 3,773 | 3,840 | 3,919 | 4,004 | 3,923 | 3,783 | 3,717 | 3,550 | 3,541 |
| Unpaid losses and loss adjustment expenses | - | - | 2,330 | 2,370 | 2,348 | 2,301 | 2,266 | 2,208 | 2,193 | 2,069 | 1,981 | 1,961 | 1,885 | 1,808 |
| Unearned premiums | 195 | 265 | 304 | 311 | 309 | 310 | 318 | 336 | 337 | 299 | 305 | 340 | 380 | 402 |
| Commisions And Premium Taxes Payable | 29 | 41 | 45 | 46 | 53 | 49 | 55 | 57 | 49 | 43 | 42 | 58 | 66 | 66 |
| Accounts payable and accrued expenses | 16 | 20 | 19 | 20 | 24 | 24 | 24 | 37 | 30 | 23 | 24 | 29 | 26 | 21 |
| Deferred reinsurance gain—LPT Agreement | 353 | 281 | 249 | 207 | 190 | 175 | 164 | 150 | 137 | 125 | 114 | 106 | 99 | 94 |
| Deferred Income Tax Liabilities, Net | - | - | - | - | - | - | - | - | - | 16 | 8 | - | - | - |
| FHLB advances | - | - | - | - | - | - | - | - | - | 20 | - | 183 | - | - |
| Contractual Obligation | - | - | - | - | - | - | - | - | - | - | - | - | - | 14 |
| Operating lease liability | - | - | - | - | - | - | - | - | 18 | 20 | 17 | 14 | 6 | 4 |
| Other liabilities | 16 | 19 | 25 | 37 | 41 | 42 | 45 | 74 | 52 | 71 | 58 | 57 | 58 | 63 |
| Total liabilities | 3,008 | 2,972 | 3,075 | 3,083 | 2,995 | 2,933 | 2,892 | 2,901 | 2,838 | 2,710 | 2,570 | 2,773 | 2,537 | 2,473 |
| Common Stock, Value, Issued | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Preferred Stock, Value, Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Additional paid-in capital | 319 | 326 | 338 | 347 | 357 | 372 | 381 | 389 | 396 | 404 | 411 | 415 | 420 | 424 |
| Retained earnings | 359 | 446 | 502 | 595 | 682 | 777 | 842 | 1,031 | 1,159 | 1,248 | 1,339 | 1,296 | 1,384 | 1,473 |
| Accumulated other comprehensive loss, net of tax | 117 | 130 | 90 | 107 | 84 | 75 | 107 | -14 | 65 | 115 | 61 | -139 | -86 | -82 |
| Treasury stock, at cost (33,628,155 shares at December 31, 2024 and 32,686,215 shares at December 31, 2023) | 321 | 363 | 363 | 363 | 363 | 384 | 384 | 388 | 455 | 555 | 597 | 628 | 705 | 747 |
| Total stockholders' equity | 474 | 539 | 569 | 687 | 761 | 841 | 948 | 1,018 | 1,166 | 1,213 | 1,213 | 944 | 1,014 | 1,069 |
| Total liabilities and stockholders' equity | 3,482 | 3,511 | 3,643 | 3,770 | 3,756 | 3,773 | 3,840 | 3,919 | 4,004 | 3,923 | 3,783 | 3,717 | 3,550 | 3,541 |