ENCORE CAPITAL GROUP INCECPG

Market cap

$1.2B

P/E ratio

	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Revenue from receivable portfolios	-	-	-	-	-	-	-	-	-	-	-	-	-	1,303
Changes in recoveries	-	-	-	-	-	-	-	-	-	-7	199	93	-83	-90
Total debt purchasing revenue	-	-	-	-	-	-	-	-	-	-	1,487	1,296	1,122	1,213
Servicing revenue	467	556	773	1,073	1,162	1,029	1,187	1,321	1,406	1,501	1,614	1,398	1,223	1,316
Other Income	-	-	-	-	-	-	-	-	10	4	7	8	18	19
Labor and Related Expense	-	101	165	246	270	281	316	369	376	378	385	375	392	423
Cost of legal collections	157	169	187	206	230	201	200	205	203	239	254	218	224	259
General and Administrative Expense	42	62	110	146	197	134	158	158	148	149	138	146	145	164
Other operating expenses	40	49	67	94	98	101	105	135	108	109	107	111	111	131
Collection agency commissions	14	15	33	33	38	36	44	48	64	50	47	36	36	31
Depreciation and amortization	5	6	14	28	34	35	40	41	41	43	50	50	42	32
Goodwill impairment	-	-	-	-	49	-	-	-	11	-	-	-	238	101
Impairment of assets	-	-	-	-	-	-	-	-	-	-	-	-	19	19
Total operating expenses	347	402	575	753	916	788	862	957	951	968	981	936	1,206	1,159
Income from operations	121	154	198	319	245	242	325	405	446	534	633	462	17	157
Interest expense	-	-	-	-	-	-	-	-	-	-	-	-	-	253
Loss on extinguishment of debt	-	-	-	-	-	-	-	-	-	-41	-9	-	-	-8
Other income	-0	2	-4	0	2	14	11	-9	-18	-0	-18	2	5	7
Total other expense	-22	-24	-77	-167	-184	-184	-193	-249	-245	-251	-197	-151	-197	-254
(Loss) income before income taxes	-	-	-	-	-	57	131	156	201	-	437	311	-180	-96
Provision for income taxes	38	52	45	53	14	38	52	47	32	70	85	116	26	43
Net (loss) income	-	-	74	98	47	17	79	110	169	213	351	195	-206	-139
Basic (USD per share)	2.48	-	3.05	4.01	1.75	2.98	3.2	4.09	5.38	6.74	11.64	8.06	-8.72	-5.83
Diluted (USD per share)	2.37	-	2.87	3.77	1.69	2.96	3.15	4.06	5.33	6.68	11.26	7.46	-8.72	-5.83