CHEMUNG FINANCIAL CORPCHMG
Market cap
$285.6M
P/E ratio
| Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
| Cash and Due from Banks | 28 | 29 | 32 | 28 | 25 | 28 | 28 | 33 | 25 | 29 | 17 | 29 | 22 | 26 |
| Interest-earning deposits in other financial institutions | 25 | 11 | 20 | 1 | 1 | 46 | 3 | 97 | 97 | 79 | 10 | 27 | 15 | 21 |
| Total cash and cash equivalents | 53 | 40 | 52 | 29 | 26 | 74 | 31 | 130 | 122 | 109 | 27 | 56 | 37 | 47 |
| Equity investments, at fair value | - | - | - | - | - | - | - | - | - | - | 3 | 3 | 3 | 3 |
| Debt Securities, Available-for-Sale, Excluding Accrued Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | 531 |
| Debt Securities, Held-to-Maturity, Excluding Accrued Interest, after Allowance for Credit Loss | - | - | - | - | - | - | - | - | - | - | - | - | - | 1 |
| FHLBNY and FRBNY Stock, at cost | - | 5 | 4 | 6 | 5 | 4 | 6 | 3 | 3 | 3 | 4 | 8 | 5 | 9 |
| Loans, net of deferred loan fees | - | - | - | - | - | - | - | - | - | - | - | - | 1,973 | 2,071 |
| Allowance for credit losses | - | - | - | - | - | - | - | - | - | - | - | - | 23 | 21 |
| Loans, net | - | - | - | - | - | - | - | - | - | - | - | - | 1,950 | 2,050 |
| Loans held for sale | - | - | - | - | - | - | - | - | - | - | 0 | - | - | - |
| Premises and equipment, net | - | - | - | - | - | - | - | - | - | - | 18 | 16 | 15 | 16 |
| Operating lease right-of-use assets | - | - | - | - | - | - | - | - | 8 | 7 | 7 | 6 | 6 | 5 |
| Goodwill | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 | 22 |
| Bank owned life insurance | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Derivative Asset | - | - | - | - | - | - | - | - | - | - | - | 27 | 24 | 24 |
| Interest Receivable and Other Assets | - | - | 22 | 32 | 25 | 27 | 28 | 29 | 30 | 40 | 41 | 59 | 61 | 64 |
| Total assets | 1,216 | 1,248 | 1,476 | 1,525 | 1,620 | 1,657 | 1,708 | 1,755 | 1,788 | 2,279 | 2,418 | 2,646 | 2,711 | 2,776 |
| Non interest-bearing | 259 | 301 | 351 | 366 | 402 | 418 | 468 | 484 | 468 | 620 | 740 | 733 | 653 | 626 |
| Interest-bearing | 740 | 744 | 912 | 914 | 998 | 1,039 | 1,000 | 1,085 | 1,104 | 1,417 | 1,416 | 1,594 | 1,776 | 1,771 |
| Total deposits | 998 | 1,045 | 1,263 | 1,280 | 1,400 | 1,456 | 1,467 | 1,569 | 1,572 | 2,038 | 2,155 | 2,327 | 2,429 | 2,397 |
| FHLBNY overnight advances | - | - | - | - | - | - | - | - | - | - | 15 | 96 | 32 | 109 |
| Finance Lease, Liability | - | - | - | - | - | - | - | - | 4 | 4 | 4 | 3 | 3 | 4 |
| Operating Lease, Liability | - | - | - | - | - | - | - | - | 8 | 7 | 7 | 7 | 6 | 6 |
| Dividends payable | 1 | - | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | - |
| Derivative Liability | - | - | - | - | - | - | - | - | - | - | - | 27 | 24 | 24 |
| Accrued interest payable and other liabilities | - | - | 15 | 27 | 17 | 14 | 15 | 16 | 20 | 30 | 25 | 18 | 20 | 22 |
| Total liabilities | 1,090 | 1,117 | 1,338 | 1,391 | 1,483 | 1,513 | 1,558 | 1,590 | 1,605 | 2,080 | 2,207 | 2,479 | 2,515 | 2,561 |
| Common Stock, Value, Issued | 53,101 | 53,101 | 53,101 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Additional-paid-in capital | 46 | 45 | 45 | 45 | 46 | 46 | 46 | 46 | 46 | 47 | 47 | 47 | 48 | 49 |
| Retained earnings | 101 | 107 | 111 | 114 | 119 | 124 | 128 | 143 | 154 | 168 | 189 | 212 | 230 | 248 |
| Treasury stock, at cost (555,881 shares as of December 31, 2024; 572,663 shares as of December 31, 2023) | - | - | - | - | - | - | - | - | - | - | - | 18 | 17 | 16 |
| Accumulated other comprehensive (loss) | -1,441,378 | -2,806,929 | 155,181 | -9 | -11 | -11 | -10 | -11 | -6 | 2 | -7 | -75 | -66 | -65 |
| Total shareholders' equity | 126 | 131 | 139 | 134 | 137 | 144 | 150 | 165 | 183 | 200 | 211 | 166 | 195 | 215 |
| Total liabilities and shareholders' equity | 1,216 | 1,248 | 1,476 | 1,525 | 1,620 | 1,657 | 1,708 | 1,755 | 1,788 | 2,279 | 2,418 | 2,646 | 2,711 | 2,776 |