CREDIT ACCEPTANCE CORPCACC
Market cap
$5B
P/E ratio
| Dec 31, 2011 | Dec 31, 2012 | Dec 31, 2013 | Dec 31, 2014 | Dec 31, 2015 | Dec 31, 2016 | Dec 31, 2017 | Dec 31, 2018 | Dec 31, 2019 | Dec 31, 2020 | Dec 31, 2021 | Dec 31, 2022 | Dec 31, 2023 | Dec 31, 2024 | |
| Cash and cash equivalents | 5 | 9 | 4 | 6 | 6 | 15 | 8 | 26 | 187 | 16 | 23 | 8 | 13 | 344 |
| Restricted cash and cash equivalents | 105 | 92 | 111 | 158 | 167 | 225 | 256 | 304 | 330 | 380 | 411 | 410 | 458 | 501 |
| Debt Securities, Available-for-sale, Restricted | - | - | - | - | - | - | - | - | - | - | 62 | 72 | 93 | 106 |
| Loans receivable | - | - | - | - | - | - | - | - | - | - | - | - | - | 11,289 |
| Allowance for credit losses | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,439 |
| Loans receivable, net | - | - | - | - | - | - | - | - | - | - | - | - | - | 7,850 |
| Property and equipment, net | 18 | 22 | 22 | 21 | 19 | 18 | 21 | 40 | 60 | 59 | 57 | 51 | 47 | 15 |
| Income taxes receivable | 1 | 1 | 1 | 1 | 10 | 2 | 2 | 8 | 66 | 147 | 109 | 9 | 4 | 4 |
| Other assets | 31 | 29 | 28 | 33 | 37 | 26 | 33 | 38 | 35 | 32 | 52 | 57 | 40 | 34 |
| Total Assets | 1,759 | 2,133 | 2,433 | 2,785 | 3,389 | 4,218 | 4,986 | 6,237 | 7,423 | 7,489 | 7,051 | 6,905 | 7,610 | 8,855 |
| Accounts payable and accrued liabilities | 96 | 106 | 114 | 114 | 128 | 144 | 152 | 186 | 206 | 187 | 175 | 261 | 319 | 316 |
| Long-Term Line of Credit | 44 | 44 | 103 | 120 | 58 | - | 14 | 172 | - | 96 | 3 | 31 | 79 | 0 |
| Secured Debt | - | 853 | 936 | 1,333 | 1,479 | 2,062 | 2,514 | 3,093 | 3,340 | 3,712 | 3,812 | 3,756 | 3,991 | 5,362 |
| Senior notes | 350 | 350 | 350 | 300 | 548 | 541 | 543 | 544 | 1,188 | 791 | 793 | 795 | 989 | 991 |
| Other Borrowings | 4 | 4 | 4 | - | - | - | - | 12 | 11 | 11 | 10 | 9 | 8 | - |
| Deferred income taxes, net | - | - | - | - | 249 | 273 | 187 | 237 | 323 | 391 | 435 | 427 | 389 | 319 |
| Income taxes payable | 1 | 6 | 20 | 3 | - | 24 | 40 | 3 | 0 | 0 | 0 | 3 | 81 | 117 |
| Total Liabilities | 1,219 | 1,511 | 1,683 | 2,083 | 2,461 | 3,044 | 3,450 | 4,247 | 5,068 | 5,187 | 5,227 | 5,281 | 5,857 | 7,105 |
| Preferred Stock, Value, Issued | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Common Stock, Value, Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Paid-in capital | 39 | 53 | 63 | 89 | 101 | 132 | 146 | 155 | 158 | 162 | 197 | 246 | 279 | 335 |
| Retained earnings | 501 | 568 | 687 | 613 | 827 | 1,042 | 1,390 | 1,836 | 2,197 | 2,139 | 1,627 | 1,381 | 1,476 | 1,415 |
| Accumulated other comprehensive loss | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | 1 | 2 | 0 | -3 | -1 | -0 |
| Total Shareholders' Equity | 540 | 622 | 750 | 702 | 928 | 1,174 | 1,536 | 1,991 | 2,355 | 2,303 | 1,824 | 1,624 | 1,754 | 1,750 |
| Total Liabilities and Shareholders' Equity | 1,759 | 2,133 | 2,433 | 2,785 | 3,389 | 4,218 | 4,986 | 6,237 | 7,423 | 7,489 | 7,051 | 6,905 | 7,610 | 8,855 |
| Preferred stock, par value | - | - | - | - | - | - | - | - | - | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Common stock, par value | - | - | - | - | - | - | - | - | - | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |