BREAD FINANCIAL HOLDINGS, INC.BFH

Market cap
$2.6B
P/E ratio
3.6x
Dec 31,
2010
Dec 31,
2011
Dec 31,
2012
Dec 31,
2013
Dec 31,
2014
Dec 31,
2015
Dec 31,
2016
Dec 31,
2017
Dec 31,
2018
Dec 31,
2019
Dec 31,
2020
Dec 31,
2021
Dec 31,
2022
Dec 31,
2023
Interest and fees on loans-----------3,8614,6154,961
Interest on cash and investment securities-----------769184
Total interest income-----------3,8684,6845,145
Interest on deposits-----------167243541
Interest on borrowings-----------216260338
Total interest expense318299291306261330--671569494383503879
Net interest income-----------3,4854,1814,266
Interchange revenue, net of retailer share arrangements------------369-469-335
Other75102130157170197207----156114128
Gain on portfolio sale-------------230
Total non-interest income------------213-355-
Other75102130157170197207----156114128
Total non-interest income-------------23
Total net interest and non-interest income-----------3,2723,8264,289
Provision for credit losses-----------5441,5941,229
Total net interest and non-interest income, after provision for credit losses-----------2,7282,2323,060
Labor and Related Expense------------779-
Employee compensation and benefits-----------671-867
Card and processing expenses-----------323359428
Information processing and communication-----------216274301
Marketing Expense-----------160180161
Depreciation and amortization143153167216313492512498487249184123113116
Other-----------222227219
Total non-interest expenses-----------1,6841,9322,092
Income from continuing operations before income taxes3115146837938389328371,0811,2247383951,044300968
Provision for income taxes11519926129732232631929226116610024776231
Income from continuing operations196315422------573295797224737
(Loss) income from discontinued operations, net of income taxes-2---------295-814-1-19
Net income194---516605518789963278214801223718
Income from continuing operations (in dollars per share)3.726.228.44------11.256.1716.024.4814.79
(Loss) income from discontinued operations (in dollars per share)----------5.89-1.70.07-0.01-0.4
Net income per share (in dollars per share)3.696.228.4410.098.728.917.3714.1717.565.364.4716.094.4714.39
Income from continuing operations (in dollars per share)3.515.456.58------11.246.1615.954.4714.74
(Loss) income from discontinued operations (in dollars per share)----------5.78-1.70.07-0.01-0.4
Net income per share (in dollars per share)3.485.456.587.427.878.857.3414.117.495.464.4616.024.4614.34