RankingsPricing
  1. US-listed companies
  2. BREAD FINANCIAL HOLDINGS, INC.

BREAD FINANCIAL HOLDINGS, INC.BFH

Market cap
$2.6B
P/E ratio
3.7x
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Income statementBalance sheetCash flow
Dec 31,
2010		Dec 31,
2011		Dec 31,
2012		Dec 31,
2013		Dec 31,
2014		Dec 31,
2015		Dec 31,
2016		Dec 31,
2017		Dec 31,
2018		Dec 31,
2019		Dec 31,
2020		Dec 31,
2021		Dec 31,
2022		Dec 31,
2023
Net income----516605518789963278214801223718
Provision for credit losses-----------5441,5941,229
Depreciation and amortization143153167216313492512498487249184123113116
Deferred income taxes-------------245-68
Non-cash stock compensation5043505972917775815521293344
Amortization of Debt Issuance Costs---2524313544474337312426
Amortization of deferred origination costs-------------86-92
Asset impairment charges---------5264---
Gain on portfolio sale-------------230
Other-----------7167-
Change in other assets33-35-22149129113171103047-14530134-28
Change in other liabilities932-13649037139-255033-50-1187-
Net cash provided by operating activities9031,0111,134----2,6102,7551,2181,8831,5431,8481,987
Other-------------32
Net cash provided by operating activities9031,0111,134----2,6102,7551,2181,8831,5431,8481,987
Change in credit card and other loans2395781,3711,4212,2612,8723,5053,6002,7502,587-1,7831,8053,2221,154
Change in redemption settlement assets----------9-41-113--
Payments for acquired businesses, net of cash and restricted cash117359464-1,19645-946-726775--
Proceeds from Sale of Finance Receivables---------2,100290512-2,499
Purchases of credit card loan portfolios---------925-1101,804473
Capital expenditures6974116135159192207225200142548468-
Purchases of investments------------4350
Purchases of investments------------4350
Maturities of investments------------3014
Maturities of investments------------3014
Other, including capital expenditures2-10-4154-8-4--4448
Other, including capital expenditures2-10-4154-8-4--4448
Net cash provided by (used in) investing activities-341-1,041-2,671-----4,288-1,8722,8611,774-1,691-5,111788
Net cash provided by (used in) investing activities-341-1,041-2,671-----4,288-1,8722,8611,774-1,691-5,111788
Unsecured borrowings under debt agreements---------3,1111,276382181,401
Repayments/maturities of unsecured borrowings under debt agreements---------5,9821,3218643191,882
Proceeds from Issuance of Secured Debt1,1482,1802,5442,2682,6704,6754,4045,1733,7154,8522,4194,2784,2482,592
Repayments/maturities of debt issued by consolidated variable interest entities1,1742,5801,6731,8072,0703,3743,9303,3204,8715,2194,0964,5383,5874,807
Increase (Decrease) in Deposits-----------1,2282,778-209
Debt Proceeds from Spin off-----------652--
Transfers to Loyalty Ventures Inc. related to spinoff-----------127--
Payment of deferred financing costs329402555303466264519131363
Dividends paid------3011612512761424342
Payment of capped call transactions---1,8611,865--------39
Other----0-1--1-29-31-271-8-15-2
Dividends paid------3011612512761424342
Net cash (used in) provided by financing activities-7161092,209----4,005-1,218-4,092-4,1666083,267-3,086
Repurchase of common stock149241126231287952799554443976---35
Other----0-1--1-29-31-271-8-15-2
Net cash (used in) provided by financing activities-7161092,209----4,005-1,218-4,092-4,1666083,267-3,086
Effect of foreign currency exchange rates on cash, cash equivalents and restricted cash---------12415---
Change in cash, cash equivalents and restricted cash---------347-10-4954604-311
Change in cash, cash equivalents and restricted cash---------347-10-4954604-311
Cash paid during the year for interest241------551720672488357466861
Income Taxes Paid, Net451231382172563044673442341,071268325338292
Cash paid during the year for interest241------551720672488357466861
Income Taxes Paid, Net451231382172563044673442341,071268325338292