BREAD FINANCIAL HOLDINGS, INC.BFH

Market cap

$3B

P/E ratio

	Dec 31, 2010	Dec 31, 2011	Dec 31, 2012	Dec 31, 2013	Dec 31, 2014	Dec 31, 2015	Dec 31, 2016	Dec 31, 2017	Dec 31, 2018	Dec 31, 2019	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024
Cash and cash equivalents	139	216	893	970	1,077	1,168	1,859	4,190	3,863	3,874	3,082	3,046	3,891	3,590	3,679
Financing Receivable, Before Allowance for Credit Loss, Gross	-	-	-	-	-	-	-	-	-	-	-	-	-	-	18,896
Allowance for credit losses	-	-	-	-	-	-	-	-	-	-	-	-	2,464	2,328	2,241
Credit card and other loans, net	-	-	-	-	-	-	-	-	-	-	-	-	18,901	17,005	16,655
Investments	-	-	-	-	-	-	-	-	-	-	-	-	221	253	266
Property and equipment, net	171	195	253	299	560	577	586	614	595	282	311	215	195	167	142
Goodwill and intangible assets, net	-	-	-	-	-	-	-	-	-	-	-	687	799	762	746
Other assets	-	-	-	-	-	-	-	-	-	-	-	1,992	1,400	1,364	1,403
Total assets	8,272	8,980	12,000	13,244	20,264	22,422	25,514	30,685	30,388	26,495	22,547	21,746	25,407	23,141	22,891
Deposits	-	-	-	-	-	-	-	-	-	-	-	11,027	13,826	13,620	13,082
Debt issued by consolidated variable interest entities	-	-	-	-	-	-	-	-	-	-	-	5,453	6,115	3,898	4,558
Long-term and other debt	-	-	-	-	-	-	-	-	-	-	-	1,986	1,892	1,394	999
Other liabilities	-	-	-	-	-	-	-	-	-	-	-	1,194	1,309	1,311	1,201
Total liabilities	8,249	8,804	11,472	12,388	17,632	20,244	23,856	28,830	28,056	24,907	21,026	19,660	23,142	20,223	19,840
Common Stock, Value, Issued	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Additional paid-in capital	1,321	1,388	1,454	1,513	2,906	2,981	3,046	3,100	3,172	3,258	3,427	2,174	-	-	2,073
Retained earnings	816	1,131	1,553	2,049	2,541	3,092	3,495	4,167	5,012	5,163	4,832	-87	93	767	999
Accumulated other comprehensive loss	-34	-23	-22	-18	-75	-137	-151	-140	-138	-100	-5	-2	-21	-19	-22
Total stockholders’ equity	23	176	528	856	2,396	2,010	1,658	1,855	2,332	1,588	1,522	2,086	2,265	2,918	3,051
Total liabilities and stockholders’ equity	8,272	8,980	12,000	13,244	20,264	22,422	25,514	30,685	30,388	26,495	22,547	21,746	25,407	23,141	22,891